Medicare Advantage plans in Providence, RI, 2027
Providence, Rhode Island has 13 Medicare Advantage plans open to everyone for 2027 (14 in 2026) and 9 special needs plans, according to the CMS landscape files; 7 of the open plans have a $0 premium. 1 plan that served the county in 2026 ends or leaves it, with 201 members living here in September 2026.
What changes in Providence for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 14 | 13 | ▼down 1 |
| Special needs plans | 9 | 9 | no change |
| Plans with a $0 premium | 9 | 7 | ▼down 2 |
| Plans that lower the Part B premium | 2 | 2 | no change |
| Median out-of-pocket limit | $5,825 | $6,750 | ▲up $925 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Providence join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| BlueCHiP for Medicare CoreH4152-004 · HMO | $0 | $5,000 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx RI-MA01H5253-149 · HMO-POS | $0 | $6,200 | $130 | 4 of 5 |
| AARP Medicare Advantage from UHC RI-0002H5253-150 · HMO-POS | $0 | $6,300 | none | 4 of 5 |
| BlueCHiP for Medicare EssentialH4152-023 · HMO-POS | $0 | $6,750 | none | 4 of 5 |
| Aetna Medicare Prime CareH5793-019 · HMO-POS | $0 | $6,900 | none | 3.5 of 5 |
| Aetna Medicare Eagle GivebackH5521-296 · PPO | $0 | $7,150 | $90 | 4.5 of 5 |
| Aetna Medicare SignatureH5521-375 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| AARP Medicare Advantage from UHC RI-0003H8768-046 · PPO | $27 | $7,150 | none | 3.5 of 5 |
| BlueCHiP for Medicare AccessH4152-022 · HMO-POS | $31.30 | $6,000 | none | 4 of 5 |
| BlueCHiP for Medicare EnhancedH4152-013 · HMO-POS | $39 | $6,750 | none | 4 of 5 |
| AARP Medicare Advantage from UHC RI-0001H5253-148 · HMO-POS | $48 | $5,400 | none | 4 of 5 |
| Aetna Medicare EnhancedH5521-449 · PPO | $54 | $7,150 | none | 4.5 of 5 |
| BlueCHiP for Medicare ExtraH4152-018 · HMO-POS | $159 | $6,000 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Providence in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage CareFlex from UHC RI-5H5253-169 | 201 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care RI-4H5253-168 | Chronic or Disabling Condition | $0 |
| UHC Nursing Home Plan RI-F001H0710-035 | Institutional | $0 |
| UHC Dual Complete RI-Q2H3113-010 | Dual-Eligible | $0 |
| UHC Dual Advantage RI-V1H2272-001 | Dual-Eligible | $0.40 |
| UHC Dual Complete RI-S3H2272-003 | Dual-Eligible | $3.10 |
| UHC Dual Complete RI-Q1H0764-001 | Dual-Eligible | $3.40 |
| Neighborhood Dual CONNECTH2126-001 | Dual-Eligible | $21.60 |
| Neighborhood INTEGRITY for DualsH7635-001 | Dual-Eligible | $29.10 |
| BlueRI for DualsH4152-021 | Dual-Eligible | $31.20 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Providence use Medicare Advantage?
86,567 of the county's 134,361 people with Medicare were in a Medicare Advantage plan in September 2026, 64.4%; in Rhode Island as a whole the share is 59.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in Rhode IslandEvery county of the state
- 10 stand-alone drug plans in Rhode IslandIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027