Medicare Advantage plans in Churchill, NV, 2027
Churchill, Nevada has 9 Medicare Advantage plans open to everyone for 2027 (9 in 2026) and 14 special needs plans, according to the CMS landscape files; 7 of the open plans have a $0 premium. 2 plans that served the county in 2026 end or leave it, with 118 members living here in September 2026.
What changes in Churchill for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 9 | 9 | no change |
| Special needs plans | 11 | 14 | ▲up 3 |
| Plans with a $0 premium | 8 | 7 | ▼down 1 |
| Plans that lower the Part B premium | 5 | 3 | ▼down 2 |
| Median out-of-pocket limit | $4,000 | $6,100 | ▲up $2,100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Churchill join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Champion AllyH6474-007 · HMO | $0 | $999 | none | not rated (too little data) |
| Prominence PlusH5945-001 · HMO | $0 | $4,000 | none | 4.5 of 5 |
| Humana Total CompleteH6622-075 · HMO | $0 | $4,450 | none | 3.5 of 5 |
| Humana Value ChoiceH5216-039 · PPO | $0 | $6,500 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-216 · PPO | $0 | $6,500 | $140 | 3.5 of 5 |
| Prominence VeteranH5945-032 · HMO | $0 | $6,500 | $202.90 | 4.5 of 5 |
| Humana Essentials Plus GivebackH5216-194 · PPO | $0 | $7,150 | $70 | 3.5 of 5 |
| Prominence Extra HelpH5945-013 · HMO | $7.30 | $4,000 | none | 4.5 of 5 |
| Prominence Silver PeakH5945-035 · HMO | $79 | $6,100 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Churchill in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare SimpleH0351-070 | 118 | Not offered |
| Champion SelectH6474-003 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Champion AdvantageH6474-001 | Chronic or Disabling Condition | $0 |
| Champion CareH6474-008 | Chronic or Disabling Condition | $0 |
| Wellcare SilverSummit Healthplan Dual LibertyH0351-066 | Dual-Eligible | $0 |
| Wellcare SilverSummit Healthplan Dual AccessH0351-068 | Dual-Eligible | $0 |
| UHC Dual Complete NV-S4H1360-002 | Dual-Eligible | $0 |
| UHC Dual Complete NV-S7H2001-142 | Dual-Eligible | $0 |
| UHC Dual Complete NV-Q4H2001-144 | Dual-Eligible | $0 |
| Aetna Medicare Partial DualH4711-011 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH4711-014 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-302 | Dual-Eligible | $0 |
| Prominence DualH5945-017 | Dual-Eligible | $0 |
| Champion ChoiceH6474-009 | Chronic or Disabling Condition | $6.60 |
| Champion ConnectH6474-002 | Chronic or Disabling Condition | $7.30 |
| Champion PlusH6474-010 | Chronic or Disabling Condition | $7.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Churchill use Medicare Advantage?
2,274 of the county's 6,332 people with Medicare were in a Medicare Advantage plan in September 2026, 35.9%; in Nevada as a whole the share is 52.0%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in NevadaEvery county of the state
- 9 stand-alone drug plans in NevadaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027