Medicare Advantage plans in Kauai, HI, 2027
Kauai, Hawaii has 18 Medicare Advantage plans open to everyone for 2027 (16 in 2026) and 6 special needs plans, according to the CMS landscape files; 10 of the open plans have a $0 premium. 2 plans that served the county in 2026 end or leave it, with 834 members living here in September 2026.
What changes in Kauai for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 16 | 18 | ▲up 2 |
| Special needs plans | 7 | 6 | ▼down 1 |
| Plans with a $0 premium | 9 | 10 | ▲up 1 |
| Plans that lower the Part B premium | 7 | 7 | no change |
| Median out-of-pocket limit | $6,700 | $7,150 | ▲up $450 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Kauai join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana Total CompleteH0028-082 · HMO | $0 | $6,300 | none | 3.5 of 5 |
| Devoted Core 005 HIH5397-005 · HMO | $0 | $6,600 | none | not rated (too new) |
| Devoted Choice 004 HIH2686-004 · PPO | $0 | $6,900 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx HI-MA01H2406-041 · PPO | $0 | $7,150 | $40 | 4 of 5 |
| Humana Essentials Plus GivebackH5216-314 · PPO | $0 | $7,150 | $29 | 3.5 of 5 |
| Devoted Giveback Extras 009 HIH5397-009 · HMO | $0 | $7,700 | $70 | not rated (too new) |
| Humana USAA Honor GivebackH5216-234 · PPO | $0 | $8,150 | $50 | 3.5 of 5 |
| Devoted Choice MA Only 007 HIH2686-007 · PPO | $0 | $9,250 | $110 | 3.5 of 5 |
| Devoted Choice Giveback 005 HIH2686-005 · PPO | $0 | $9,300 | $134.20 | 3.5 of 5 |
| Devoted Giveback 002 HIH5397-002 · HMO | $0 | $9,300 | $160 | not rated (too new) |
| Humana Value ChoiceH5216-465 · PPO | $13 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH5216-313 · PPO | $20 | $5,700 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC HI-5H2406-131 · PPO | $20.70 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage from UHC HI-0003H2406-059 · PPO | $29 | $7,150 | none | 4 of 5 |
| HumanaChoiceH5216-464 · PPO | $37 | $6,400 | none | 3.5 of 5 |
| HMSA Akamai Advantage StandardH3832-007 · PPO | $50 | $8,200 | none | 3.5 of 5 |
| Devoted Choice Premium 006 HIH2686-006 · PPO | $63 | $6,700 | none | 3.5 of 5 |
| HMSA Akamai Advantage Standard PlusH3832-014 · PPO | $240 | $6,200 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Kauai in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HMSA Akamai Advantage Standard PlusH3832-008 | 747 | Not offered |
| Wellcare 'Ohana Dual AlignH9916-001 | 87 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted C-SNP Giveback Extras 007 HIH5397-007 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Plus 003 HIH5397-003 | Chronic or Disabling Condition | $0 |
| HMSA Akamai Advantage Dual CareH8481-001 | Dual-Eligible | $17.10 |
| UHC Dual Complete HI-Y1H6824-002 | Dual-Eligible | $20.40 |
| AlohaCare Advantage PlusH5969-002 | Dual-Eligible | $33.60 |
| UHC Dual Complete HI-YLH6824-003 | Dual-Eligible | $33.60 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Kauai use Medicare Advantage?
8,694 of the county's 17,931 people with Medicare were in a Medicare Advantage plan in September 2026, 48.5%; in Hawaii as a whole the share is 53.3%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in HawaiiEvery county of the state
- 8 stand-alone drug plans in HawaiiIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027