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PlainMedicare

Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Alignment Health Freedom is not offered under this ID in 2027

H8832Contract003Plan

PPO · served 3 counties in California in 2026

Run by Alignment Health Advantage Plan Inc (contract H8832), sold as Alignment Health Plan, owned by Alignment Healthcare USA, LLC

CMS crosswalk: members move into H8832-001 in 2 of its 3 counties; in the others the plan ends

Folds in part

Alignment Health Freedom (H8832-003) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Alignment Health Advantage 001 (H8832-001), in the 2 counties where that plan is sold (69 members in September 2026). In its other 1 county (124 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan.

What changes for its members in Alignment Health Advantage 001?

For members in the 2 counties where Alignment Health Advantage 001 is sold: this plan's 2026 amounts beside Alignment Health Advantage 001 (H8832-001) in 2027. The changed lines are marked and come first.
What you pay or get20262027Change
Plan nameAlignment Health FreedomAlignment Health Advantage 001renamed
Monthly premium$12$70up $58
In-network out-of-pocket limit$8,500$4,451down $4,049
Drug deductible$615$0down $615
Primary care visit20% of the cost$0 copaychanged
Specialist visit20% of the cost$20 copaychanged
Emergency room20% of the cost$120 copaychanged
Hospital stay, in networknot filed$250 a day for days 1–3, then $0 a day for days 4–90changed
Skilled nursing facility, in networknot filed$0 a day for days 1–20, then $100 a day for days 21–51, then $0 a day for days 52–100changed
Ground ambulance, in network20% of the cost$250 copaychanged
Comprehensive dental, yearly limit$1,200 a yearnot offereddropped
Eyewear, yearly limit$250 a year$75 a yeardown $175
Counties served36up 3
Drug tier 2, generic25% of the cost$5changed
Drug tier 3, preferred brand25% of the cost$40changed
Drug tier 4, non-preferred drug30% of the cost32% of the costup 2 points
Drug tier 5, specialty tier25% of the cost33% of the costup 8 points
Drug tier 6, select care drugs$0$5up $5
5 lines do not change
Part B premium reduction, monthlynonenoneno change
Medical deductible, in networknonenoneno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Drug tier 1, preferred generic$0$0no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you live in San Joaquin (CA), Stanislaus (CA)

If you do nothing
You are moved into Alignment Health Advantage 001 on January 1, 2027.
October 15 to December 7, 2026
Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.

If you live in San Diego (CA)

Your coverage
Ends December 31, 2026: Alignment Health Advantage 001 is not sold where you live.
October 15 to December 7, 2026
Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027
A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing
You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
Without a drug plan
Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 3 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
CountyMembers, Sept. 2026For 2027
San Diego, CA124plan ends here
Stanislaus, CA39moves into H8832-001
San Joaquin, CA30moves into H8832-001

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?