Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Blue adVantage Giveback is not offered under this ID in 2027
H6453Contract020Plan
HMO-POS · served 64 counties in Louisiana in 2026
Run by HMO Louisiana, Inc. (contract H6453), sold as Blue Cross and Blue Shield of Louisiana, owned by Louisiana Health Service & Indemnity Company
CMS crosswalk: renews as H6453-021 in 31 of its 64 counties; in the others the plan ends
Blue adVantage Giveback (H6453-020) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Blue adVantage Giveback (H6453-021) (the plan renews under a new ID), in the 31 counties where that plan is sold (1,233 members in September 2026). In its other 33 counties (2,563 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted).
What changes for its members in Blue adVantage Giveback?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| In-network out-of-pocket limit, by county | $5,500 to $6,500 | $5,500 | ▼down $1,000 at the top |
| Drug deductible | $300 | $700 | ▲up $400 |
| Part B premium reduction, monthly (best in its area) | $70 | $57 | ▼down $13 |
| Specialist visit (best in its area) | $50 copay | $75 copay | ▲up $25 |
| Emergency room (best in its area) | $125 copay | $130 copay | ▲up $5 |
| Eyewear, yearly limit (best in its area) | $200 a year | $100 a year | ▼down $100 |
| Counties served | 64 | 31 | ▼down 33 |
| Drug tier 5, specialty tier | 29% of the cost | 25% of the cost | ▼down 4 points |
| 13 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Primary care visit (best in its area) | $0 copay | $0 copay | no change |
| Medical deductible, in network (best in its area) | none | none | no change |
| Hospital stay, in network (best in its area) | $295 a day for days 1–7, then $0 a day for days 8–90 | $295 a day for days 1–7, then $0 a day for days 8–90 | no change |
| Skilled nursing facility, in network (best in its area) | $0 a day for days 1–20, then $200 a day for days 21–100 | $0 a day for days 1–20, then $200 a day for days 21–100 | no change |
| Ground ambulance, in network (best in its area) | $250 copay | $250 copay | no change |
| Comprehensive dental, yearly limit (best in its area) | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears (best in its area) | $266.67 a year | $266.67 a year | no change |
| Over-the-counter items, yearly (best in its area) | not offered | not offered | no change |
| Drug tier 1, preferred generic | $10 | $10 | no change |
| Drug tier 2, generic | $18 | $18 | no change |
| Drug tier 3, preferred brand | $47 | $47 | no change |
| Drug tier 4, non-preferred drug | 50% of the cost | 50% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
If you live in Acadia (LA), Allen (LA), Avoyelles (LA), Beauregard (LA), Bossier (LA), Caddo (LA), Calcasieu (LA), Cameron (LA), Catahoula (LA), De Soto (LA), East Carroll (LA), Evangeline (LA), Franklin (LA), Iberia (LA), Jefferson Davis (LA), LaSalle (LA), Lafayette (LA), Lincoln (LA), Morehouse (LA), Ouachita (LA), Richland (LA), Sabine (LA), St. Landry (LA), St. Martin (LA), St. Mary (LA), Tensas (LA), Vermilion (LA), Vernon (LA), Webster (LA), West Carroll (LA), Winn (LA)
- If you do nothing
- You are moved into Blue adVantage Giveback on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
If you live in Ascension (LA), Assumption (LA), Bienville (LA), Caldwell (LA), Claiborne (LA), Concordia (LA), East Baton Rouge (LA), East Feliciana (LA), Grant (LA), Iberville (LA), Jackson (LA), Jefferson (LA), Lafourche (LA), Livingston (LA), Madison (LA), Natchitoches (LA), Orleans (LA), Plaquemines (LA), Pointe Coupee (LA), Rapides (LA), Red River (LA), St. Bernard (LA), St. Charles (LA), St. Helena (LA), St. James (LA), St. John the Baptist (LA), St. Tammany (LA), Tangipahoa (LA), Terrebonne (LA), Union (LA), Washington (LA), West Baton Rouge (LA), West Feliciana (LA)
- Your coverage
- Ends December 31, 2026: Blue adVantage Giveback is not sold where you live.
- October 15 to December 7, 2026
- Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
- December 8, 2026 to the end of February 2027
- A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
- If you do nothing
- You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
- Without a drug plan
- Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| St. Tammany, LA | 1,286 | plan ends here |
| Tangipahoa, LA | 335 | plan ends here |
| Ouachita, LA | 224 | moves into H6453-021 |
| Caddo, LA | 173 | moves into H6453-021 |
| East Baton Rouge, LA | 138 | plan ends here |
| Jefferson, LA | 107 | plan ends here |
| Lafayette, LA | 103 | moves into H6453-021 |
| Calcasieu, LA | 77 | moves into H6453-021 |
| Bossier, LA | 71 | moves into H6453-021 |
| Livingston, LA | 63 | plan ends here |
| Orleans, LA | 62 | plan ends here |
| Union, LA | 57 | plan ends here |
| Washington, LA | 57 | plan ends here |
| St. Landry, LA | 54 | moves into H6453-021 |
| Natchitoches, LA | 53 | plan ends here |
| Morehouse, LA | 51 | moves into H6453-021 |
| Ascension, LA | 47 | plan ends here |
| Franklin, LA | 42 | moves into H6453-021 |
| Vernon, LA | 42 | moves into H6453-021 |
| Lafourche, LA | 41 | plan ends here |
Show the other 44 counties
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Rapides, LA | 41 | plan ends here |
| Vermilion, LA | 39 | moves into H6453-021 |
| Sabine, LA | 35 | moves into H6453-021 |
| St. Bernard, LA | 33 | plan ends here |
| Terrebonne, LA | 33 | plan ends here |
| Lincoln, LA | 31 | moves into H6453-021 |
| De Soto, LA | 30 | moves into H6453-021 |
| St. John the Baptist, LA | 30 | plan ends here |
| Iberia, LA | 28 | moves into H6453-021 |
| Richland, LA | 28 | moves into H6453-021 |
| Acadia, LA | 27 | moves into H6453-021 |
| Avoyelles, LA | 27 | moves into H6453-021 |
| Webster, LA | 27 | moves into H6453-021 |
| Claiborne, LA | 25 | plan ends here |
| Jackson, LA | 24 | plan ends here |
| Allen, LA | 23 | moves into H6453-021 |
| St. James, LA | 23 | plan ends here |
| West Feliciana, LA | 21 | plan ends here |
| Beauregard, LA | 20 | moves into H6453-021 |
| Caldwell, LA | 20 | plan ends here |
| Pointe Coupee, LA | 20 | plan ends here |
| St. Martin, LA | 20 | moves into H6453-021 |
| Catahoula, LA | 19 | moves into H6453-021 |
| Winn, LA | 16 | moves into H6453-021 |
| Evangeline, LA | 15 | moves into H6453-021 |
| Concordia, LA | 13 | plan ends here |
| Bienville, LA | 12 | plan ends here |
| St. Charles, LA | 11 | plan ends here |
| West Baton Rouge, LA | 11 | plan ends here |
| West Carroll, LA | 11 | moves into H6453-021 |
| Assumption, LA | fewer than 11 | plan ends here |
| Cameron, LA | fewer than 11 | moves into H6453-021 |
| East Carroll, LA | fewer than 11 | moves into H6453-021 |
| East Feliciana, LA | fewer than 11 | plan ends here |
| Grant, LA | fewer than 11 | plan ends here |
| Iberville, LA | fewer than 11 | plan ends here |
| Jefferson Davis, LA | fewer than 11 | moves into H6453-021 |
| LaSalle, LA | fewer than 11 | moves into H6453-021 |
| Madison, LA | fewer than 11 | plan ends here |
| Plaquemines, LA | fewer than 11 | plan ends here |
| Red River, LA | fewer than 11 | plan ends here |
| St. Helena, LA | fewer than 11 | plan ends here |
| St. Mary, LA | fewer than 11 | moves into H6453-021 |
| Tensas, LA | fewer than 11 | moves into H6453-021 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in St. Tammany, LAThe plans you can join instead
- Blue Cross and Blue Shield of Louisiana plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans