Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Imperial Health Plan of California, Inc. (H5496)
H5496Contract
A company of Imperial Health Plan of California, sold as Imperial Health Plan of California, Inc.
4 plans in 2027 (3 in 2026) · 53,102 members in September 2026
Imperial Health Plan of California, Inc. is the Imperial Health Plan of California company that holds Medicare contract H5496, sold as Imperial Health Plan of California, Inc.. In 2027 it offers 4 plans (3 in 2026); every one of its 2026 plans continues in 2027. 53,102 people were in its plans in September 2026.
What plans does H5496 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Imperial Senior ValueH5496-005 | HMO C-SNP | $0 | $295 | 51 counties | renews in more counties |
| Imperial Dynamic PlanH5496-012 | HMO | $0 | $295 | 51 counties | renews in more counties |
| Imperial Courage PlanH5496-016 | HMO | $0 | $2,999 | 51 counties | renews in more counties |
| Imperial FlexH5496-017 | HMO C-SNP | $2.70 | $9,850 | 51 counties | new plan |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 3.5 of 5 (health plan 3.5 of 5, drug plan 3.5 of 5). Of its 40 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Special Needs Plan (SNP) Care Management | 1 |
| Plan All-Cause Readmissions | 1 |
| Customer Service | 1 |
| Rating of Health Plan | 1 |
| Highest-rated measures | Stars |
|---|---|
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Getting Appointments and Care Quickly | 5 |
| Getting Needed Care | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Imperial Health Plan of California, Inc. plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter