Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Health Net Life Insurance Company (H5439)
H5439Contract
A company of Centene Corporation, sold as Wellcare
5 plans in 2027 (5 in 2026) · 19,363 members in September 2026
Health Net Life Insurance Company is the Centene Corporation company that holds Medicare contract H5439, sold as Wellcare. In 2027 it offers 5 plans (5 in 2026); every one of its 2026 plans continues in 2027. 19,363 people were in its plans in September 2026.
What plans does H5439 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Wellcare Patriot Giveback OpenH5439-010 | PPO | $0 | $6,750 | 8 counties | renews in fewer counties |
| Wellcare Premium Ultra OpenH5439-011 | PPO | $206 | $6,500 | 8 counties | renews in fewer counties |
| Wellcare Low Premium OpenH5439-015 | PPO | $29 | $9,250 | 9 counties | renews in fewer counties |
| Wellcare Premium Enhanced OpenH5439-019 | PPO | $76.60 | $7,000 | 10 counties | renews in fewer counties |
| Wellcare Low Premium Value OpenH5439-023 | PPO | $22 | $7,900 | 3 counties | renews in fewer counties |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 3 of 5 (health plan 3 of 5, drug plan 3 of 5). Of its 41 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Reducing the Risk of Falling | 1 |
| Improving Bladder Control | 1 |
| Statin Therapy for Patients with Cardiovascular Disease | 1 |
| Getting Needed Care | 1 |
| Highest-rated measures | Stars |
|---|---|
| MPF Price Accuracy | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Reviewing Appeals Decisions | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Wellcare plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter