Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Freedom Health, Inc. (H5427)
H5427Contract
A company of Elevance Health, Inc., sold as Freedom Health, Inc.
25 plans in 2027 (25 in 2026) · 93,506 members in September 2026
Freedom Health, Inc. is the Elevance Health, Inc. company that holds Medicare contract H5427, sold as Freedom Health, Inc.. In 2027 it offers 25 plans (25 in 2026); every one of its 2026 plans continues in 2027. 93,506 people were in its plans in September 2026.
What plans does H5427 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Freedom Savings PlanH5427-052 | HMO | $0 | $4,450 | 21 counties | renews |
| Freedom Medicare Plan RxH5427-059 | HMO | $0 | $4,450 | 5 counties | renews |
| Freedom Medicare Plan RxH5427-060 | HMO | $0 | $4,450 | 5 counties | renews |
| Freedom VIP CareH5427-070 | HMO C-SNP | $0 | $1,000 | 16 counties | renews |
| Freedom VIP SavingsH5427-072 | HMO C-SNP | $0 | $3,400 | 16 counties | renews |
| Freedom VIP Savings COPDH5427-077 | HMO C-SNP | $0 | $3,400 | 16 counties | renews |
| Freedom Medi-Medi PartialH5427-078 | HMO D-SNP | $0 | $500 | 24 counties | renews |
| Freedom VIP SavingsH5427-082 | HMO C-SNP | $0 | $3,400 | 8 counties | renews |
| Freedom VIP Savings COPDH5427-083 | HMO C-SNP | $0 | $3,400 | 7 counties | renews |
| Freedom Medi-Medi FullH5427-087 | HMO D-SNP | $0 | $500 | 1 county | renews in fewer counties |
| Freedom Platinum Plan RxH5427-088 | HMO | $0 | $1,750 | 4 counties | renews |
| Freedom Platinum Plan RxH5427-089 | HMO | $0 | $2,000 | 4 counties | renews |
| Freedom Platinum Plan RxH5427-091 | HMO | $0 | $2,750 | 5 counties | renews |
| Freedom Platinum Plan RxH5427-093 | HMO | $0 | $2,000 | 1 county | renews |
| Freedom Platinum Plan RxH5427-094 | HMO | $0 | $2,000 | 3 counties | renews |
| Freedom Platinum Rewards Plan RxH5427-096 | HMO | $0 | $3,400 | 3 counties | renews |
| Freedom VIP RewardsH5427-099 | HMO C-SNP | $0 | $3,400 | 2 counties | renews |
| Freedom Platinum Rewards Plan RxH5427-102 | HMO | $0 | $3,400 | 4 counties | renews |
| Freedom Platinum Rewards Plan RxH5427-103 | HMO | $0 | $3,400 | 2 counties | renews |
| Freedom Platinum Rewards Plan RxH5427-105 | HMO | $0 | $3,400 | 3 counties | renews |
| Freedom Platinum Rewards Plan RxH5427-106 | HMO | $0 | $3,400 | 4 counties | renews |
| Freedom Platinum Rewards Plan RxH5427-107 | HMO | $0 | $3,400 | 1 county | renews |
| Freedom VIP RewardsH5427-108 | HMO C-SNP | $0 | $3,400 | 4 counties | renews |
| Freedom MáximoH5427-112 | HMO-POS | $0 | $3,400 | 3 counties | renews |
| Freedom MáximoH5427-113 | HMO-POS | $0 | $1,900 | 2 counties | renews |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 4.5 of 5 (health plan 5 of 5, drug plan 4.5 of 5). Of its 42 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Special Needs Plan (SNP) Care Management | 1 |
| Monitoring Physical Activity | 2 |
| Care for Older Adults – Medication Review | 2 |
| Statin Therapy for Patients with Cardiovascular Disease | 3 |
| Highest-rated measures | Stars |
|---|---|
| Medication Adherence for Cholesterol (Statins) | 5 |
| Medication Adherence for Diabetes Medications | 5 |
| Rating of Drug Plan | 5 |
| Drug Plan Quality Improvement | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Freedom Health, Inc. plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter