Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
UHC Complete Care IA-5 is not offered under this ID in 2027
H5253Contract180Plan
HMO-POS C-SNP · served 57 counties in Illinois, Iowa in 2026
Run by UnitedHealthcare of Wisconsin, Inc. (contract H5253), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.
CMS crosswalk: renews as H5253-243
UHC Complete Care IA-5 (H5253-180) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into UHC Complete Care IA-5 (H5253-243) (the plan renews under a new ID), which is sold in every county it served. 3,949 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in UHC Complete Care IA-5?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $27 | $28 to $29 | ▲up $1 |
| In-network out-of-pocket limit, by county | $5,900 | $5,900 to $7,150 | ▲up $1,250 at the top |
| Drug deductible | $600 | $685 | ▲up $85 |
| Skilled nursing facility, in network (best in its area) | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $221 a day for days 21–100 | ▲up $30for a 30-day stay |
| Eyewear, yearly limit (best in its area) | $100 a year | $125 a year | ▲up $25 |
| Hearing aids, yearly limit for both ears (best in its area) | not offered | $1,000 a year | ▲added |
| Drug tier 2, generic | $10 | $4 | ▼down $6 |
| Drug tier 3, preferred brand | 19% of the cost | 22% of the cost | ▲up 3 points |
| Drug tier 4, non-preferred drug | 41% of the cost | 32% of the cost | ▼down 9 points |
| 12 lines do not change | |||
| Part B premium reduction, monthly (best in its area) | none | none | no change |
| Primary care visit (best in its area) | $0 copay | $0 copay | no change |
| Specialist visit (best in its area) | $0 copay | $0 copay | no change |
| Emergency room (best in its area) | $130 copay | $130 copay | no change |
| Medical deductible, in network (best in its area) | none | none | no change |
| Hospital stay, in network (best in its area) | $550 a day for days 1–5, then $0 a day for days 6–90 | $550 a day for days 1–5, then $0 a day for days 6–90 | no change |
| Ground ambulance, in network (best in its area) | $150 copay | $150 copay | no change |
| Comprehensive dental, yearly limit (best in its area) | not offered | not offered | no change |
| Over-the-counter items, yearly (best in its area) | not offered | not offered | no change |
| Counties served | 57 | 57 | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 5, specialty tier | 26% of the cost | 26% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into UHC Complete Care IA-5 on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Polk, IA | 537 | moves into H5253-243 |
| Scott, IA | 358 | moves into H5253-243 |
| Linn, IA | 327 | moves into H5253-243 |
| Black Hawk, IA | 308 | moves into H5253-243 |
| Rock Island, IL | 187 | moves into H5253-243 |
| Johnson, IA | 134 | moves into H5253-243 |
| Des Moines, IA | 122 | moves into H5253-243 |
| Clinton, IA | 107 | moves into H5253-243 |
| Cerro Gordo, IA | 99 | moves into H5253-243 |
| Muscatine, IA | 96 | moves into H5253-243 |
| Dubuque, IA | 95 | moves into H5253-243 |
| Boone, IA | 87 | moves into H5253-243 |
| Webster, IA | 79 | moves into H5253-243 |
| Lee, IA | 76 | moves into H5253-243 |
| Dallas, IA | 72 | moves into H5253-243 |
| Mercer, IL | 68 | moves into H5253-243 |
| Marshall, IA | 61 | moves into H5253-243 |
| Jasper, IA | 56 | moves into H5253-243 |
| Story, IA | 52 | moves into H5253-243 |
| Warren, IA | 52 | moves into H5253-243 |
Show the other 37 counties
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Henry, IA | 50 | moves into H5253-243 |
| Henry, IL | 50 | moves into H5253-243 |
| Floyd, IA | 44 | moves into H5253-243 |
| Cedar, IA | 40 | moves into H5253-243 |
| Tama, IA | 40 | moves into H5253-243 |
| Poweshiek, IA | 39 | moves into H5253-243 |
| Hardin, IA | 37 | moves into H5253-243 |
| Benton, IA | 36 | moves into H5253-243 |
| Jones, IA | 35 | moves into H5253-243 |
| Butler, IA | 34 | moves into H5253-243 |
| Clay, IA | 33 | moves into H5253-243 |
| Fayette, IA | 32 | moves into H5253-243 |
| Hamilton, IA | 31 | moves into H5253-243 |
| Keokuk, IA | 31 | moves into H5253-243 |
| Buena Vista, IA | 30 | moves into H5253-243 |
| Jackson, IA | 30 | moves into H5253-243 |
| Dickinson, IA | 27 | moves into H5253-243 |
| Washington, IA | 25 | moves into H5253-243 |
| Iowa, IA | 24 | moves into H5253-243 |
| Louisa, IA | 24 | moves into H5253-243 |
| Wright, IA | 23 | moves into H5253-243 |
| Carroll, IA | 22 | moves into H5253-243 |
| Emmet, IA | 20 | moves into H5253-243 |
| Hancock, IA | 20 | moves into H5253-243 |
| Delaware, IA | 19 | moves into H5253-243 |
| Humboldt, IA | 19 | moves into H5253-243 |
| Kossuth, IA | 19 | moves into H5253-243 |
| Palo Alto, IA | 19 | moves into H5253-243 |
| Clayton, IA | 17 | moves into H5253-243 |
| Crawford, IA | 17 | moves into H5253-243 |
| Madison, IA | 16 | moves into H5253-243 |
| Winnebago, IA | 13 | moves into H5253-243 |
| Pocahontas, IA | 12 | moves into H5253-243 |
| Calhoun, IA | fewer than 11 | moves into H5253-243 |
| Franklin, IA | fewer than 11 | moves into H5253-243 |
| Grundy, IA | fewer than 11 | moves into H5253-243 |
| Sac, IA | fewer than 11 | moves into H5253-243 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Polk, IAThe plans you can join instead
- UnitedHealthcare plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans