Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
HumanaChoice Florida is not offered under this ID in 2027
H5216Contract304Plan
PPO · served 17 counties in Florida in 2026
Run by Humana Insurance Company (contract H5216), sold as Humana, owned by Humana Inc.
CMS crosswalk: members move into H5216-072
HumanaChoice Florida (H5216-304) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Humana Value Choice (H5216-072), which is sold in every county it served. 17,392 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Humana Value Choice?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | HumanaChoice Florida | Humana Value Choice | renamed |
| In-network out-of-pocket limit | $4,700 | $5,600 | ▲up $900 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Part B premium reduction, monthly | none | $3.40 | ▲added |
| Specialist visit | $30 copay | $40 copay | ▲up $10 |
| Hospital stay, in network | $425 a day for days 1–4, then $0 a day for days 5–90 | $290 a day for days 1–6, then $0 a day for days 7–90 | ▼down $250for a 5-day stay |
| Eyewear, yearly limit | $150 a year | $200 a year | ▲up $50 |
| Hearing aids, yearly limit for both ears | $333.33 a year | not offered | ▼dropped |
| Counties served | 17 | 20 | ▲up 3 |
| Drug tier 2, generic | $5 | $10 | ▲up $5 |
| Drug tier 3, preferred brand | $47 | 17% of the cost | changed |
| Drug tier 4, non-preferred drug | 46% of the cost | 50% of the cost | ▲up 4 points |
| 10 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Emergency room | $130 copay | $130 copay | no change |
| Medical deductible, in network | none | none | no change |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $160 a day for days 21–100 | $0 a day for days 1–20, then $160 a day for days 21–100 | no change |
| Ground ambulance, in network | $120 copay | $120 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Humana Value Choice on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Lee, FL | 2,420 | moves into H5216-072 |
| Orange, FL | 2,207 | moves into H5216-072 |
| Polk, FL | 1,614 | moves into H5216-072 |
| Collier, FL | 1,503 | moves into H5216-072 |
| Marion, FL | 1,349 | moves into H5216-072 |
| Manatee, FL | 1,295 | moves into H5216-072 |
| Lake, FL | 1,130 | moves into H5216-072 |
| Pinellas, FL | 1,129 | moves into H5216-072 |
| Charlotte, FL | 1,052 | moves into H5216-072 |
| Sarasota, FL | 674 | moves into H5216-072 |
| Osceola, FL | 672 | moves into H5216-072 |
| Highlands, FL | 586 | moves into H5216-072 |
| Citrus, FL | 568 | moves into H5216-072 |
| Hernando, FL | 445 | moves into H5216-072 |
| Sumter, FL | 291 | moves into H5216-072 |
| Hendry, FL | 191 | moves into H5216-072 |
| DeSoto, FL | 148 | moves into H5216-072 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Lee, FLThe plans you can join instead
- Humana plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans