Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Blue Cross Medicare Advantage Basic is not offered under this ID in 2027
H3979Contract001Plan
HMO · served 28 counties in Oklahoma in 2026
Run by Ghs Health Maintenance Organization, Inc. (contract H3979), sold as Blue Cross and Blue Shield of Oklahoma, owned by Health Care Service Corporation
CMS crosswalk: renews as H4513-103 in 6 of its 28 counties; in the others the plan ends
Blue Cross Medicare Advantage Basic (H3979-001) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into HealthSpring Preferred (H4513-103) (the plan renews under a new ID), in the 6 counties where that plan is sold (2,208 members in September 2026). In its other 22 counties (921 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted).
What changes for its members in HealthSpring Preferred?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Blue Cross Medicare Advantage Basic | HealthSpring Preferred | renamed |
| In-network out-of-pocket limit | $4,200 | $3,500 | ▼down $700 |
| Drug deductible | $450 | $500 | ▲up $50 |
| Specialist visit | $35 copay | $25 copay | ▼down $10 |
| Emergency room | $120 copay | $150 copay | ▲up $30 |
| Hospital stay, in network | $400 a day for days 1–6, then $0 a day for days 7–90 | $300 a day for days 1–5, then $0 a day for days 6–90 | ▼down $500for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–49, then $0 a day for days 50–100 | $20 a day for days 1–20, then $221 a day for days 21–100 | ▲up $430for a 30-day stay |
| Eyewear, yearly limit | $100 a year | $300 a year | ▲up $200 |
| Over-the-counter items, yearly | $240 a year | $260 a year | ▲up $20 |
| Counties served | 28 | 6 | ▼down 22 |
| Drug tier 1, preferred generic | $5 | $10 | ▲up $5 |
| Drug tier 2, generic | $6 | $20 | ▲up $14 |
| Drug tier 3, preferred brand | 19% of the cost | 14% of the cost | ▼down 5 points |
| Drug tier 4, non-preferred drug | 40% of the cost | 25% of the cost | ▼down 15 points |
| Drug tier 5, specialty tier | 27% of the cost | 28% of the cost | ▲up 1 point |
| 7 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Ground ambulance, in network | $250 copay | $250 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
If you live in Canadian (OK), Cleveland (OK), Lincoln (OK), Logan (OK), McClain (OK), Oklahoma (OK)
- If you do nothing
- You are moved into HealthSpring Preferred on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
If you live in Blaine (OK), Bryan (OK), Carter (OK), Cherokee (OK), Custer (OK), Garfield (OK), Garvin (OK), Grady (OK), Hughes (OK), Kay (OK), Love (OK), Marshall (OK), McIntosh (OK), Nowata (OK), Okfuskee (OK), Okmulgee (OK), Osage (OK), Pawnee (OK), Pontotoc (OK), Seminole (OK), Tulsa (OK), Washington (OK)
- Your coverage
- Ends December 31, 2026: HealthSpring Preferred is not sold where you live.
- October 15 to December 7, 2026
- Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
- December 8, 2026 to the end of February 2027
- A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
- If you do nothing
- You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
- Without a drug plan
- Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Oklahoma, OK | 1,343 | moves into H4513-103 |
| Cleveland, OK | 352 | moves into H4513-103 |
| Canadian, OK | 284 | moves into H4513-103 |
| Tulsa, OK | 246 | plan ends here |
| Grady, OK | 102 | plan ends here |
| Logan, OK | 98 | moves into H4513-103 |
| Kay, OK | 79 | plan ends here |
| Lincoln, OK | 74 | moves into H4513-103 |
| Carter, OK | 66 | plan ends here |
| Washington, OK | 60 | plan ends here |
| Garfield, OK | 57 | plan ends here |
| McClain, OK | 57 | moves into H4513-103 |
| Cherokee, OK | 36 | plan ends here |
| Pontotoc, OK | 31 | plan ends here |
| Custer, OK | 29 | plan ends here |
| Seminole, OK | 27 | plan ends here |
| Blaine, OK | 25 | plan ends here |
| Garvin, OK | 23 | plan ends here |
| Okmulgee, OK | 22 | plan ends here |
| Osage, OK | 22 | plan ends here |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Oklahoma, OKThe plans you can join instead
- Blue Cross and Blue Shield of Oklahoma plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans