Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Keystone Health Plan East, Inc. (H3952)
H3952Contract
A company of Independence Health Group, Inc., sold as Independence Blue Cross
13 plans in 2027 (12 in 2026) · 88,359 members in September 2026
Keystone Health Plan East, Inc. is the Independence Health Group, Inc. company that holds Medicare contract H3952, sold as Independence Blue Cross. In 2027 it offers 13 plans (12 in 2026); every one of its 2026 plans continues in 2027. 88,359 people were in its plans in September 2026.
What plans does H3952 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Keystone 65 Preferred Medical OnlyH3952-008 | HMO | $105 | $4,450 | 5 counties | renews |
| Keystone 65 Preferred RxH3952-020 | HMO | $202 | $4,450 | 2 counties | renews |
| Keystone 65 Preferred RxH3952-045 | HMO | $178 | $4,450 | 3 counties | renews |
| Keystone 65 Select Medical OnlyH3952-048 | HMO | $20 | $6,750 | 2 counties | renews |
| Keystone 65 Select RxH3952-049 | HMO | $67 | $6,750 | 2 counties | renews |
| Keystone 65 Select Medical OnlyH3952-050 | HMO | $0 | $6,750 | 3 counties | renews |
| Keystone 65 Select RxH3952-051 | HMO | $94 | $6,750 | 3 counties | renews |
| Keystone 65 Focus RxH3952-053 | HMO-POS | $0 | $7,150 | 2 counties | renews |
| Keystone 65 Focus RxH3952-054 | HMO-POS | $15 | $7,150 | 3 counties | renews |
| Keystone 65 Basic RxH3952-055 | HMO | $15 | $9,500 | 5 counties | renews |
| Keystone 65 Liberty Medical OnlyH3952-059 | HMO | $0 | $7,150 | 5 counties | renews |
| Keystone 65 Essential RxH3952-060 | HMO-POS | $45 | $9,000 | 5 counties | renews |
| Keystone 65 Assured RxH3952-062 | HMO | $0 | $9,850 | 5 counties | new plan |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
Which employer and union group plans does it hold?
H3952 also holds 2 group plans offered through former employers and unions, with 2,262 members in September 2026 (plans with fewer than 11 not counted). They are not sold to individuals, so the landscape files list no premiums or benefits for them; the employer or union sends their 2027 terms.
| Plan ID | Plan name | Members, Sept. 2026 | 2027 |
|---|---|---|---|
| H3952-802 | Keystone 65 Group Medical Only | 686 | renews |
| H3952-804 | Keystone 65 Group Rx | 1,576 | renews |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 4 of 5 (health plan 4 of 5, drug plan 4 of 5). Of its 40 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Monitoring Physical Activity | 2 |
| Plan All-Cause Readmissions | 2 |
| Special Needs Plan (SNP) Care Management | 3 |
| Care for Older Adults – Medication Review | 3 |
| Highest-rated measures | Stars |
|---|---|
| Medication Adherence for Hypertension (RAS antagonists) | 5 |
| Getting Needed Prescription Drugs | 5 |
| Rating of Drug Plan | 5 |
| Drug Plan Quality Improvement | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Independence Blue Cross plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter