Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Experience Health Medicare Advantage is not offered under this ID in 2027
H3777Contract002Plan
HMO · served 8 counties in North Carolina in 2026
Run by Blue Cross and Blue Shield of North Carolina (contract H3777), sold as Experience Health, owned by CuraCor Solutions Corp.
CMS crosswalk: members move into H3449-023
Experience Health Medicare Advantage (H3777-002) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Blue Medicare Essential Plus (H3449-023), which is sold in every county it served. 1,950 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Blue Medicare Essential Plus?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Experience Health Medicare Advantage | Blue Medicare Essential Plus | renamed |
| Monthly premium | $6.90 | $0 | ▼down $6.90 |
| In-network out-of-pocket limit, by county | $6,500 | $5,900 to $9,850 | ▲up $3,350 at the top |
| Drug deductible | $615 | $700 | ▲up $85 |
| Specialist visit (best in its area) | $40 copay | $30 copay | ▼down $10 |
| Hospital stay, in network (best in its area) | $400 a day for days 1–6, then $0 a day for days 7–90 | $450 a day for days 1–6, then $0 a day for days 7–90 | ▲up $250for a 5-day stay |
| Skilled nursing facility, in network (best in its area) | $0 a day for days 1–20, then $218 a day for days 21–100 | $10 a day for days 1–20, then $221 a day for days 21–100 | ▲up $230for a 30-day stay |
| Ground ambulance, in network (best in its area) | $295 copay | $300 copay | ▲up $5 |
| Comprehensive dental, yearly limit (best in its area) | $750 a year | not offered | ▼dropped |
| Counties served | 8 | 100 | ▲up 92 |
| Drug tier 1, preferred generic | $0 | $15 | ▲up $15 |
| Drug tier 2, generic | $4 | $20 | ▲up $16 |
| Drug tier 3, preferred brand | 25% of the cost | 21% of the cost | ▼down 4 points |
| Drug tier 4, non-preferred drug | 27% of the cost | 26% of the cost | ▼down 1 point |
| Drug tier 6, select care drugs | $0 | $3 | ▲up $3 |
| 8 lines do not change | |||
| Part B premium reduction, monthly (best in its area) | none | none | no change |
| Primary care visit (best in its area) | $0 copay | $0 copay | no change |
| Emergency room (best in its area) | $130 copay | $130 copay | no change |
| Medical deductible, in network (best in its area) | none | none | no change |
| Eyewear, yearly limit (best in its area) | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears (best in its area) | not offered | not offered | no change |
| Over-the-counter items, yearly (best in its area) | not offered | not offered | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Blue Medicare Essential Plus on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Wake, NC | 664 | moves into H3449-023 |
| Durham, NC | 662 | moves into H3449-023 |
| Granville, NC | 183 | moves into H3449-023 |
| Orange, NC | 153 | moves into H3449-023 |
| Franklin, NC | 111 | moves into H3449-023 |
| Vance, NC | 79 | moves into H3449-023 |
| Person, NC | 58 | moves into H3449-023 |
| Lee, NC | 35 | moves into H3449-023 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Wake, NCThe plans you can join instead
- Experience Health plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans