Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Mount Carmel MediGold Plus is not offered under this ID in 2027
H3668Contract023Plan
HMO · served 15 counties in Ohio in 2026
Run by Mount Carmel Health Plan, Inc. (contract H3668), sold as MediGold, owned by Trinity Health Corporation
CMS crosswalk: members move into H3668-022
Mount Carmel MediGold Plus (H3668-023) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Mount Carmel MediGold Plus (H3668-022), which is sold in every county it served. 138 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Mount Carmel MediGold Plus?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $34 | $49 | ▲up $15 |
| In-network out-of-pocket limit | $4,400 | $4,500 | ▲up $100 |
| Drug deductible | $100 | $250 | ▲up $150 |
| Hospital stay, in network | $325 a day for days 1–5, then $0 a day for days 6–90 | $350 a day for days 1–5, then $0 a day for days 6–90 | ▲up $125for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–60, then $0 a day for days 61–100 | $0 a day for days 1–20, then $221 a day for days 21–65, then $0 a day for days 66–100 | ▲up $30for a 30-day stay |
| Eyewear, yearly limit | $225 a year | $250 a year | ▲up $25 |
| Counties served | 15 | 45 | ▲up 30 |
| Drug tier 5, specialty tier | 31% of the cost | 30% of the cost | ▼down 1 point |
| 13 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $35 copay | $35 copay | no change |
| Emergency room | $130 copay | $130 copay | no change |
| Medical deductible, in network | none | none | no change |
| Ground ambulance, in network | $200 copay | $200 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | $400 a year | $400 a year | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 2, generic | $10 | $10 | no change |
| Drug tier 3, preferred brand | 25% of the cost | 25% of the cost | no change |
| Drug tier 4, non-preferred drug | 40% of the cost | 40% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Mount Carmel MediGold Plus on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Clark, OH | 37 | moves into H3668-022 |
| Montgomery, OH | 20 | moves into H3668-022 |
| Hamilton, OH | 18 | moves into H3668-022 |
| Butler, OH | 15 | moves into H3668-022 |
| Clermont, OH | 14 | moves into H3668-022 |
| Greene, OH | 11 | moves into H3668-022 |
| Adams, OH | fewer than 11 | moves into H3668-022 |
| Auglaize, OH | fewer than 11 | moves into H3668-022 |
| Brown, OH | fewer than 11 | moves into H3668-022 |
| Champaign, OH | fewer than 11 | moves into H3668-022 |
| Darke, OH | fewer than 11 | moves into H3668-022 |
| Miami, OH | fewer than 11 | moves into H3668-022 |
| Preble, OH | fewer than 11 | moves into H3668-022 |
| Shelby, OH | fewer than 11 | moves into H3668-022 |
| Warren, OH | fewer than 11 | moves into H3668-022 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Clark, OHThe plans you can join instead
- MediGold plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans