Skip to main content

Independent; not a government site. Official answers: Medicare.gov, 1-800-MEDICARE.

Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Univera SeniorChoice Extra is not offered under this ID in 2027

H3351Contract020Plan

HMO · served 8 counties in New York in 2026

Run by Excellus Health Plan, Inc. (contract H3351), sold as Excellus Health Plan, Inc, owned by Lifetime Healthcare, Inc.

CMS crosswalk: members move into H3351-017

Folds into H3351-017

Univera SeniorChoice Extra (H3351-020) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Univera SeniorChoice Basic (H3351-017), which is sold in every county it served. 14,293 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.

What changes for its members in Univera SeniorChoice Basic?

For its members: this plan's 2026 amounts beside Univera SeniorChoice Basic (H3351-017) in 2027. The changed lines are marked and come first.
What you pay or get20262027Change
Plan nameUnivera SeniorChoice ExtraUnivera SeniorChoice Basicrenamed
In-network out-of-pocket limit$8,500$9,850up $1,350
Drug deductible$615$700up $85
Part B premium reduction, monthly$44.10nonedropped
Specialist visit$45 copay$35 copaydown $10
Hospital stay, in network$400 a day for days 1–5, then $0 a day for days 6–90$405 a day for days 1–5, then $0 a day for days 6–90up $25for a 5-day stay
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–100$0 a day for days 1–20, then $221 a day for days 21–100up $30for a 30-day stay
Ground ambulance, in network$300 copay$250 copaydown $50
Comprehensive dental, yearly limit$1,000 a year$500 a yeardown $500
Eyewear, yearly limit$150 a yearnot offereddropped
Over-the-counter items, yearly$120 a yearnot offereddropped
Drug tier 1, preferred generic$11$10down $1
10 lines do not change
Monthly premium$0$0no change
Primary care visit$5 copay$5 copayno change
Emergency room$115 copay$115 copayno change
Medical deductible, in networknonenoneno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Counties served88no change
Drug tier 2, generic$20$20no change
Drug tier 3, preferred brand25% of the cost25% of the costno change
Drug tier 4, non-preferred drug40% of the cost40% of the costno change
Drug tier 5, specialty tier25% of the cost25% of the costno change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you do nothing
You are moved into Univera SeniorChoice Basic on January 1, 2027.
October 15 to December 7, 2026
Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
January 1 to March 31, 2027
Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 8 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
CountyMembers, Sept. 2026For 2027
Erie, NY9,191moves into H3351-017
Niagara, NY1,898moves into H3351-017
Genesee, NY816moves into H3351-017
Chautauqua, NY770moves into H3351-017
Cattaraugus, NY642moves into H3351-017
Orleans, NY465moves into H3351-017
Wyoming, NY323moves into H3351-017
Allegany, NY177moves into H3351-017

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?