Local PPO · Special Needs Plan · Contract H2230 · 2026

Bcbs OF Massachusetts HMO Blue, Inc.

Bcbs OF Massachusetts HMO Blue, Inc. is a Local PPO Medicare Advantage plan from Blue Cross Blue Shield of Massachusetts, available in 1 state. Here is its CMS quality rating, drug coverage, and benefits.

4.5★
Top-rated
$59.00
Premium/mo
4.5★
Top-rated
1
States available
RSS updates for this plan

The verdict

Bcbs OF Massachusetts HMO Blue, Inc. holds a 4.5-star CMS rating, placing it in the top 5% of 484 rated Medicare Advantage contracts nationwide, at $59.00/month.

95th pct.
nationwide CMS rating percentile (of 484)
4.5★
overall CMS star rating
$59.00
monthly premium
$615
annual drug deductible

Percentile is computed against every CMS-rated Medicare Advantage contract nationwide (contract_summary), not just plans sold in your area.

Where Bcbs OF Massachusetts HMO Blue, Inc. sits on CMS quality

This contract's overall CMS star rating, against every rated Medicare Advantage contract nationwide

4.5★ Top 5% higher than 95% of 484 CMS Medicare contracts

2★–2.25★: 2 CMS Medicare contracts (0%). Below this entry. 2.25★–2.5★: 0 CMS Medicare contracts (0%). Below this entry. 2.5★–2.75★: 18 CMS Medicare contracts (4%). Below this entry. 2.75★–3★: 0 CMS Medicare contracts (0%). Below this entry. 3★–3.25★: 94 CMS Medicare contracts (19%). Below this entry. 3.25★–3.5★: 0 CMS Medicare contracts (0%). Below this entry. 3.5★–3.75★: 150 CMS Medicare contracts (31%). Below this entry. 3.75★–4★: 0 CMS Medicare contracts (0%). Below this entry. 4★–4.25★: 112 CMS Medicare contracts (23%). Below this entry. 4.25★–4.5★: 0 CMS Medicare contracts (0%). Below this entry. 4.5★–4.75★: 86 CMS Medicare contracts (18%). This entry sits in this band. 4.75★–5★: 0 CMS Medicare contracts (0%). Above this entry. 5★–5.25★: 22 CMS Medicare contracts (5%). Above this entry. This contract 2★ 5.25★ every rated CMS contract, bucketed by value

Each bar is a band; taller bars hold more CMS Medicare contracts. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

Bcbs OF Massachusetts HMO Blue, Inc. plan score

A single 0-100 verdict combining Bcbs OF Massachusetts HMO Blue, Inc.'s nationwide standing on 4 of 4 CMS-filed measures: quality, affordability, cost protection, and supplemental-benefit richness, each from its own CMS source file. A missing filing drops out and redistributes its weight rather than deflating the score.

C

63/100

Percentile-weighted across 4 of 4 measures

CMS quality (star rating)
A 4.5 stars

95th percentile nationwide

Affordability (premium)
F 59 $/mo

19th percentile nationwide

Cost protection (deductible)
F 615 $/yr

0th percentile nationwide

Benefit richness (supplemental coverage)
A 5 benefits

100th percentile nationwide

Benchmarked live against every plan or plan-county row reporting each measure in the current CMS extract (CY2026 Star Ratings, Landscape file, and Plan Benefit Package). Not a CMS-endorsed score; PlainMedicare's own weighting (quality 40%, affordability 25%, cost protection 15%, benefit richness 20%).

What the CMS Data Shows About Bcbs OF Massachusetts HMO Blue, Inc.

Bcbs OF Massachusetts HMO Blue, Inc. operates under CMS contract H2230, issued by Blue Cross Blue Shield of Massachusetts (parent organization Blue Cross and Blue Shield of Massachusetts, Inc.). The contract is classified as a Local PPO product, which governs how enrollees access care: PPO designs let members see out-of-network providers at higher cost-sharing, giving broader access than an HMO. This contract is also flagged in CMS data as a Special Needs Plan (SNP), meaning enrollment is restricted to beneficiaries meeting specific eligibility criteria, chronic condition, dual Medicare-Medicaid status, or institutional residence. Service area spans 1 state (MA) and 11 counties, a geography set at the CMS service-area definition level.

The overall CMS Star Rating for this contract is 4.5 out of 5.0, compared to 3.5 in the prior plan year (a +1.0-star movement). This rating synthesizes 40 individual quality measures spanning 9 CMS domains, including clinical outcomes, patient experience (CAHPS), member complaints and appeals, and plan operations. The Part D drug-benefit portion of this contract carries a separate CMS Star Rating of 4.5, which reflects pharmacy cost, adherence to chronic medications, and drug pricing accuracy. Ratings at 4+ stars trigger federal Quality Bonus Payments that insurers typically reinvest in supplemental benefits.

On costs, this contract lists a monthly plan premium of $59.00 (Part C + D combined) and an annual Part D drug deductible of $615.00, from the CMS CY2026 Landscape file; every enrollee also pays the standard Part B premium. Beyond standard Medicare Parts A and B, the contract documents 14 supplemental benefits in the CMS benefits file, coverage extras such as dental, vision, hearing aids, fitness programs, and OTC allowances that Original Medicare does not provide. Before enrolling, verify that your preferred providers participate in the plan's network for your specific county, review the current Summary of Benefits, and confirm that your prescriptions appear on the plan formulary. All figures shown come from CMS public-use files for the 2026 contract year; this page is informational only and is not personalized Medicare counseling advice.

Year-over-Year Star Rating

Current (2026)
4.5
Previous Year
3.5
Change
+1.0

Quality Measures by Domain

Managing Chronic Conditions

12 measures

Care for Older Adults – Medication Review

3

Controlling High Blood Pressure

5

Diabetes Care – Blood Sugar Controlled

3

Follow-up after Emergency Department Visit for People with Multiple High-Risk Chronic Conditions

3

Getting Needed Care

4

Improving Bladder Control

4

Kidney Health Evaluation for Patients with Diabetes

5

Medication Reconciliation Post-Discharge

2

Plan All-Cause Readmissions

3

Reducing the Risk of Falling

5

Statin Therapy for Patients with Cardiovascular Disease

4

Transitions of Care

5

Member Experience

6 measures

Care Coordination

4

Complaints about the Health Plan

4

Customer Service

2

Getting Appointments and Care Quickly

3

Rating of Health Care Quality

2

Rating of Health Plan

4

Complaints & Changes

3 measures

Health Plan Quality Improvement

5

Members Choosing to Leave the Plan

3

Plan Makes Timely Decisions about Appeals

5

Customer Service

3 measures

Call Center – Foreign Language Interpreter and TTY Availability

4

Call Center – Foreign Language Interpreter and TTY Availability

4

Reviewing Appeals Decisions

4

Drug Plan Customer Service

1 measures

Complaints about the Drug Plan

5

Drug Plan Experience

2 measures

Getting Needed Prescription Drugs

5

MPF Price Accuracy

2

Drug Safety & Pricing

5 measures

Medication Adherence for Cholesterol (Statins)

4

Medication Adherence for Diabetes Medications

3

Medication Adherence for Hypertension (RAS antagonists)

5

MTM Program Completion Rate for CMR

5

Statin Use in Persons with Diabetes (SUPD)

4

Tests & Vaccines

5 measures

Annual Flu Vaccine

5

Improving or Maintaining Mental Health

5

Improving or Maintaining Physical Health

4

Monitoring Physical Activity

5

Special Needs Plan (SNP) Care Management

5

Member Complaints and Changes in the Drug Plan’s Performance

3 measures

Drug Plan Quality Improvement

5

Members Choosing to Leave the Plan

4

Rating of Drug Plan

5

Supplemental Benefits

BenefitCoveredMax Benefit
Hearing Aids✓ Yes-
Hearing Exam✓ Yes-
Vision, Eye Exam✓ Yes-
Vision, Eyewear✓ Yes-
Dental (Preventive)✓ Yes$500

Frequently Asked Questions

What is the star rating for Bcbs OF Massachusetts HMO Blue, Inc.?

Bcbs OF Massachusetts HMO Blue, Inc. (Contract H2230) by Blue Cross Blue Shield of Massachusetts has an overall CMS star rating of 4.5 out of 5. The previous year's rating was 3.5 stars. Star ratings are based on quality measures including preventive care, chronic disease management, and member satisfaction.

How much does Bcbs OF Massachusetts HMO Blue, Inc. cost per month?

Bcbs OF Massachusetts HMO Blue, Inc. has a monthly plan premium (Part C + D combined) of $59.00, with an annual Part D drug deductible of $615. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026). Premiums are from the CMS CY2026 Landscape file and can vary by county; confirm current costs on Medicare.gov.

What type of plan is Bcbs OF Massachusetts HMO Blue, Inc.?

Bcbs OF Massachusetts HMO Blue, Inc. is a Local PPO Medicare Advantage plan offered by Blue Cross Blue Shield of Massachusetts. This is also a Special Needs Plan (SNP) designed for beneficiaries with specific diseases, characteristics, or care needs. PPO plans offer more provider flexibility, allowing you to see out-of-network providers at a higher cost.

Where is Bcbs OF Massachusetts HMO Blue, Inc. available?

Bcbs OF Massachusetts HMO Blue, Inc. is available in 1 state (MA) across 11 counties. Coverage area can vary, check with the insurer or Medicare.gov for exact availability in your ZIP code.

What supplemental benefits does Bcbs OF Massachusetts HMO Blue, Inc. offer?

Bcbs OF Massachusetts HMO Blue, Inc. covers 14 supplemental benefits beyond standard Medicare, including hearing aids, hearing exam, vision eye exam, vision eyewear, dental preventive. Many Medicare Advantage plans include dental, vision, and hearing coverage not available under Original Medicare.

How is Bcbs OF Massachusetts HMO Blue, Inc. rated on quality measures?

CMS evaluates Bcbs OF Massachusetts HMO Blue, Inc. across 40 individual quality measures spanning 9 domains, including DD1: Drug Plan Customer Service, DD2: Member Complaints and Changes in the Drug Plan’s Performance, DD3: Member Experience with the Drug Plan and more. These measures cover clinical outcomes, patient experience, and plan operations.

Data Source

Data from CMS Medicare Advantage 2026 Star Ratings and Plan Finder datasets. Contract ID: H2230. Last updated: 2026 plan year.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent for personalized guidance. Always verify current plan details with the insurer or Medicare.gov before enrolling.

Nationwide Medicare Advantage plans with similar county footprint or CMS star rating

Data-derived peers across the CMS Landscape file: nearest county inventory and nearest overall CMS star rating at the contract level. Not parent-org containment or same-state overlap.

Data sourced from the Centers for Medicare & Medicaid Services (CMS). See our methodology for details. Retrieved and formatted by PlainMedicare

Before you enroll in Bcbs OF Massachusetts HMO Blue, Inc.

Star rating and network fit matter more than the premium alone.

  • This contract holds a 4.5-star CMS rating, in the top 5% of rated plans nationwide - see how star ratings are built before comparing plans. How star ratings work
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Medicare Plan Compare
  • This plan documents 14 supplemental benefits beyond Original Medicare - see how it stacks up against Original Medicare's coverage. MA vs Original Medicare

Figures are from CMS CY2026 public files for this contract; benefits and premiums can vary by the specific plan you enroll in and your county.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.

CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.