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PlainMedicare

Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Wellcare Sunshine Health Dual Align is not offered under this ID in 2027

H1032Contract243Plan

HMO D-SNP · served 11 counties in Florida in 2026

Run by Sunshine State Health Plan, Inc. (contract H1032), sold as Wellcare, owned by Centene Corporation

CMS crosswalk: members move into H1032-250 in 1 of its 11 counties; in the others the plan ends

Folds in part

Wellcare Sunshine Health Dual Align (H1032-243) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Wellcare Sunshine Health Dual Align Unity (H1032-250), in the 1 county where that plan is sold (13 members in September 2026). In its other 10 counties (254 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted). The crosswalk also lists part of the plan as terminated without saying which members; your Annual Notice of Change says whether you move to a new plan or your coverage ends.

What changes for its members in Wellcare Sunshine Health Dual Align Unity?

For members in the 1 county where Wellcare Sunshine Health Dual Align Unity is sold: this plan's 2026 amounts beside Wellcare Sunshine Health Dual Align Unity (H1032-250) in 2027. The changed lines are marked and come first.
What you pay or get20262027Change
Plan nameWellcare Sunshine Health Dual AlignWellcare Sunshine Health Dual Align Unityrenamed
Monthly premium$4.80$7.30up $2.50
In-network out-of-pocket limit$9,250$9,850up $600
Drug deductible$615$700up $85
Hospital stay, in network$2,005 a stay$2,235 a stayup $230for a 5-day stay
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–70, then $0 a day for days 71–100$0 a day for days 1–20, then $221 a day for days 21–70, then $0 a day for days 71–100up $30for a 30-day stay
Comprehensive dental, yearly limit$4,000 a yearnot offereddropped
Over-the-counter items, yearlynot offered$5,112 a yearadded
Drug tier 1, generic$19$15down $4
Drug tier 2, preferred brand$2025% of the costchanged
Drug tier 3, non-preferred drug24% of the cost32% of the costup 8 points
Drug tier 4, injectable drugs$10025% of the costchanged
11 lines do not change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Specialist visit20% of the cost20% of the costno change
Emergency room$115 copay$115 copayno change
Medical deductible, in networknonenoneno change
Ground ambulance, in network20% of the cost20% of the costno change
Eyewear, yearly limit$400 a year$400 a yearno change
Hearing aids, yearly limit for both ears$1,500 a year$1,500 a yearno change
Counties served1111no change
Drug tier 5, specialty tier25% of the cost25% of the costno change
Drug tier 6, select care drugs$0$0no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you live in Okeechobee (FL)

If you do nothing
You are moved into Wellcare Sunshine Health Dual Align Unity on January 1, 2027.
October 15 to December 7, 2026
Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.

If you live in Charlotte (FL), Collier (FL), DeSoto (FL), Glades (FL), Hardee (FL), Hendry (FL), Highlands (FL), Lee (FL), Manatee (FL), Sarasota (FL)

Your coverage
Ends December 31, 2026: Wellcare Sunshine Health Dual Align Unity is not sold where you live.
October 15 to December 7, 2026
Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027
A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing
You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
Without a drug plan
Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.
If you have Medicaid or Extra Help
You can switch to a different drug plan, or leave a Medicare Advantage plan for Original Medicare with a drug plan, once a calendar month; the change starts the first day of the next month.

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 11 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
CountyMembers, Sept. 2026For 2027
Lee, FL115plan ends here
Manatee, FL35plan ends here
Sarasota, FL27plan ends here
Highlands, FL22plan ends here
Charlotte, FL20plan ends here
Collier, FL20plan ends here
Hendry, FL15plan ends here
Okeechobee, FL13moves into H1032-250
DeSoto, FLfewer than 11plan ends here
Glades, FLfewer than 11plan ends here
Hardee, FLfewer than 11plan ends here

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?