Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Wellcare Dual Access Sync is not offered under this ID in 2027
H1032Contract241Plan
HMO D-SNP · served 11 counties in Florida in 2026
Run by Sunshine State Health Plan, Inc. (contract H1032), sold as Wellcare, owned by Centene Corporation
CMS crosswalk: members move into H1032-250 in 1 of its 11 counties; in the others the plan ends
Wellcare Dual Access Sync (H1032-241) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Wellcare Sunshine Health Dual Align Unity (H1032-250), in the 1 county where that plan is sold (19 members in September 2026). In its other 10 counties (203 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted). The crosswalk also lists part of the plan as terminated without saying which members; your Annual Notice of Change says whether you move to a new plan or your coverage ends.
What changes for its members in Wellcare Sunshine Health Dual Align Unity?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Wellcare Dual Access Sync | Wellcare Sunshine Health Dual Align Unity | renamed |
| Monthly premium | $4.80 | $7.30 | ▲up $2.50 |
| In-network out-of-pocket limit | $9,250 | $9,850 | ▲up $600 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Hospital stay, in network | $2,000 a stay | $2,235 a stay | ▲up $235for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–70, then $0 a day for days 71–100 | $0 a day for days 1–20, then $221 a day for days 21–70, then $0 a day for days 71–100 | ▲up $30for a 30-day stay |
| Comprehensive dental, yearly limit | $5,000 a year | not offered | ▼dropped |
| Over-the-counter items, yearly | not offered | $5,112 a year | ▲added |
| Drug tier 1, generic | $19 | $15 | ▼down $4 |
| Drug tier 2, preferred brand | $20 | 25% of the cost | changed |
| Drug tier 3, non-preferred drug | 25% of the cost | 32% of the cost | ▲up 7 points |
| Drug tier 4, injectable drugs | $100 | 25% of the cost | changed |
| Drug tier 6, select care drugs | $2 | $0 | ▼down $2 |
| 10 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | 20% of the cost | 20% of the cost | no change |
| Emergency room | $115 copay | $115 copay | no change |
| Medical deductible, in network | none | none | no change |
| Ground ambulance, in network | 20% of the cost | 20% of the cost | no change |
| Eyewear, yearly limit | $400 a year | $400 a year | no change |
| Hearing aids, yearly limit for both ears | $1,500 a year | $1,500 a year | no change |
| Counties served | 11 | 11 | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
If you live in Okeechobee (FL)
- If you do nothing
- You are moved into Wellcare Sunshine Health Dual Align Unity on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
If you live in Charlotte (FL), Collier (FL), DeSoto (FL), Glades (FL), Hardee (FL), Hendry (FL), Highlands (FL), Lee (FL), Manatee (FL), Sarasota (FL)
- Your coverage
- Ends December 31, 2026: Wellcare Sunshine Health Dual Align Unity is not sold where you live.
- October 15 to December 7, 2026
- Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
- December 8, 2026 to the end of February 2027
- A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
- If you do nothing
- You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
- Without a drug plan
- Going 63 days or more in a row without drug coverage can mean a late enrollment penalty if you join a drug plan later; joining by the end of February keeps a January and February gap under 63 days, waiting longer does not.
- If you have Medicaid or Extra Help
- You can switch to a different drug plan, or leave a Medicare Advantage plan for Original Medicare with a drug plan, once a calendar month; the change starts the first day of the next month.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Lee, FL | 76 | plan ends here |
| Sarasota, FL | 27 | plan ends here |
| Manatee, FL | 25 | plan ends here |
| Highlands, FL | 19 | plan ends here |
| Okeechobee, FL | 19 | moves into H1032-250 |
| Hendry, FL | 17 | plan ends here |
| Hardee, FL | 14 | plan ends here |
| Charlotte, FL | 13 | plan ends here |
| Collier, FL | 12 | plan ends here |
| DeSoto, FL | fewer than 11 | plan ends here |
| Glades, FL | fewer than 11 | plan ends here |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Lee, FLThe plans you can join instead
- Wellcare plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans