Terms of Use

Effective Date: March 2026

Acceptance of Terms

By accessing and using PlainMedicare (plainmedicare.com), you agree to these Terms of Use. If you do not agree, please do not use PlainMedicare.

Not Medical or Insurance Advice

PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor, insurance agent, or your State Health Insurance Assistance Program (SHIP) for personalized guidance. Never rely solely on PlainMedicare when making Medicare enrollment decisions.

Information Purpose

PlainMedicare is an informational resource that presents publicly available government data from the Centers for Medicare & Medicaid Services (CMS) in a more accessible format. The information on PlainMedicare is provided for general informational purposes only.

Accuracy and Completeness

While we strive to present accurate information, we make no warranties about the completeness, reliability, or accuracy of the data. CMS plan data may contain errors, may be outdated, or may not reflect current plan availability. Always verify plan details with Medicare.gov, 1-800-MEDICARE, or directly with the insurance company.

No Affiliation With CMS or Medicare

PlainMedicare is not affiliated with the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services, Medicare.gov, or any insurance company listed on PlainMedicare.

Intellectual Property

The underlying government data presented on PlainMedicare is in the public domain. Our original design, code, text, and organization of the data are copyrighted by PlainMedicare. You may not scrape, reproduce, or redistribute our site design or original content without permission.

PlainMedicare may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Advertising

PlainMedicare displays advertisements through Google AdSense to support its operation. Ads are served by third parties and are subject to their own terms and privacy policies.

Limitation of Liability

To the fullest extent permitted by law, PlainMedicare shall not be liable for any damages arising from your use of or inability to use PlainMedicare, including any decisions made based on information found here.

Changes to Terms

We may update these terms at any time. Continued use of the site constitutes acceptance of any changes.

Contact

Questions about these terms? Email hello@plainmedicare.com.

Data Accuracy and Verification

PlainMedicare aggregates and reformats information that originates from public government agencies, regulatory filings, and other openly available sources. While we take reasonable steps to ingest, normalize, and refresh this data, upstream records may contain clerical errors, lag behind real-world changes, or omit relevant context. You are solely responsible for verifying any fact that influences a legal, medical, financial, educational, safety, or similarly consequential decision. Cross-reference the official source before acting on anything you read here.

Acceptable Use

You may browse, read, and share PlainMedicare content for personal, journalistic, academic, and non-commercial research use. You may cite specific records with attribution and a link back to the page on plainmedicare.com. You may not (a) systematically scrape, crawl, or download the dataset in bulk without prior written permission; (b) resell, sublicense, or redistribute derived data products that compete with PlainMedicare; (c) use our pages to harass, defame, or misrepresent any individual or organization appearing in the data; (d) remove, obscure, or mislabel source attribution; or (e) attempt to bypass rate limits, security controls, or authentication mechanisms.

Plain-Language Editorial Role

PlainMedicare combines raw public data with plain-language summaries, explainers, and comparisons. Narrative sections are drafted by our editorial team from official source data and reviewed for accuracy before publication. We do not modify the underlying numbers or filings, those are loaded directly from the upstream source. If you spot a summary that misreads the data, please email the correction link on our contact page.

Intellectual Property & Licensing

The underlying public records surfaced on PlainMedicare are in the public domain or otherwise freely licensed by the issuing agency, you are free to use those raw facts. However, our site design, layout, navigation structure, original editorial copy, category taxonomies, comparison tables, and curated rankings are the copyrighted work of PlainMedicare. These creative elements may not be reproduced in whole or substantial part without permission.

Changes to These Terms

We may update these Terms of Use from time to time to reflect changes in our data sources, product features, legal environment, or advertising relationships. When we make material changes, we will update the "Last updated" date above and, when appropriate, surface a brief notice on the homepage. Continued use of the site after an update constitutes acceptance of the revised terms. We encourage you to revisit this page periodically.

Governing Law and Disputes

These terms are governed by the laws of the United States and the jurisdiction in which PlainMedicare is domiciled, without regard to conflict-of-law principles. Any dispute arising from or relating to your use of PlainMedicare will first be addressed through good-faith informal negotiation. If that fails, both parties agree to resolve the dispute in the courts with jurisdiction over PlainMedicare's principal place of business. Nothing in these terms limits your statutory consumer-protection rights under applicable local law.

For formal legal notices, DMCA takedown requests, subpoenas, law-enforcement requests, or correspondence regarding these terms, email legal@plainmedicare.com. General questions, data corrections, and feedback should use the contact page so they reach the editorial team promptly.

Who Publishes This

PlainMedicare is operated by Kiznis Studio, an independent data-engineering studio (solo-operated). Questions, corrections, and accountability inquiries can be sent to hello@plainmedicare.com.