Medicare Advantage · State · 2026 plan year

Medicare Advantage in Oklahoma

53,137 plans across 77 counties, find your county to compare every plan available where you live.

53,137
Plans available
4.0★
Avg CMS rating
$22.22
Avg premium/mo
77
5-star plans

The short answer

Oklahoma offers 53,137 Medicare Advantage plans across 77 counties, averaging 4.0★ on the CMS quality scale, with 77 plans at the top 5-star tier.

53,137
plans statewide
4.0★
average CMS rating
77
5-star plans
77
counties to browse

Medicare Advantage service areas are defined per county, a plan in one county may not be sold in the next. Find your county below.

What the CMS Data Shows for Oklahoma

According to Centers for Medicare & Medicaid Services 2026 plan-year filings, Oklahoma beneficiaries can choose from 53,137 distinct Medicare Advantage contracts marketed across 77 counties. The state-wide average CMS Star Rating is 4.00 out of 5.00, based on the composite of clinical quality, member experience, and plan operations measures that CMS recalculates every October. 77 contracts achieved the top 5-star tier, which also unlocks year-round Special Enrollment rights for beneficiaries who want to switch into them.

Quality, not price, is the signal this data captures best. Medicare Advantage premiums sit on top of the standard Part B premium every enrollee already pays, and they change plan to plan and year to year, confirm any plan's current premium on the official Medicare.gov Plan Compare tool. What PlainMedicare compares for Oklahoma is the CMS Star Rating, drug coverage, plan type, and supplemental benefits (dental, vision, hearing). The above-4-star average rating means the federal Quality Bonus Payment flows for participating insurers are concentrated here, which historically translates into richer extra benefits in subsequent plan years.

For shoppers in Oklahoma, the practical signal from this data is that county-level plan availability varies sharply, a five-star contract sold in one county may not be offered in the neighboring county because Medicare Advantage service areas are defined at the county (FIPS) level, not the state level. Use the county list below to see exactly which contracts appear in your service area, and cross-check the star rating, drug coverage, and Special Needs Plan indicators before the October 15 – December 7 Annual Election Period closes. All figures on this page originate from CMS public-use files released for the 2026 contract year and are refreshed each plan year.

Medicare Advantage Quality in Oklahoma

Oklahoma offers 53,137 Medicare Advantage plans across 77 counties, giving beneficiaries a range of options beyond Original Medicare. These plans, offered by private insurers approved by CMS, typically bundle Part A (hospital), Part B (medical), and often Part D (prescription drug) coverage, many also include dental, vision, and hearing benefits not covered by Original Medicare.

With an average star rating of 4.0 out of 5, Oklahoma's Medicare Advantage landscape sits above the national rated-plan average of about 3.9 stars. 77 plans have earned the highest possible 5-star rating, the top of the CMS quality scale. Many plans in Oklahoma also bundle Part D drug coverage and supplemental dental, vision, and hearing benefits, look up each plan's current premium and copays on Medicare.gov before you enroll.

Counties in Oklahoma

Click a county to see all Medicare Advantage plans available in your area.

Adair
700 plans
4.0
$22.81/mo avg
Alfalfa
674 plans
4.0
$29.78/mo avg
Atoka
675 plans
4.0
$30.19/mo avg
Beaver
664 plans
4.0
$17.96/mo avg
Beckham
664 plans
4.0
$17.96/mo avg
Blaine
679 plans
4.0
$29.30/mo avg
Bryan
683 plans
4.0
$23.36/mo avg
Caddo
698 plans
4.0
$18.95/mo avg
Canadian
729 plans
4.0
$17.44/mo avg
Carter
690 plans
4.0
$19.61/mo avg
Cherokee
696 plans
4.0
$22.46/mo avg
Choctaw
674 plans
4.0
$22.16/mo avg
Cimarron
667 plans
4.0
$17.96/mo avg
Cleveland
723 plans
4.0
$17.85/mo avg
Coal
677 plans
4.0
$23.81/mo avg
Comanche
689 plans
4.0
$27.59/mo avg
Cotton
677 plans
4.0
$27.95/mo avg
Craig
700 plans
4.0
$23.48/mo avg
Creek
720 plans
4.0
$18.11/mo avg
Custer
674 plans
4.0
$25.46/mo avg
Delaware
690 plans
4.0
$18.30/mo avg
Dewey
681 plans
4.0
$29.19/mo avg
Ellis
660 plans
4.0
$14.12/mo avg
Garfield
692 plans
4.0
$17.49/mo avg
Garvin
708 plans
4.0
$20.26/mo avg
Grady
712 plans
4.0
$19.73/mo avg
Grant
679 plans
4.0
$27.94/mo avg
Greer
678 plans
4.0
$29.68/mo avg
Harmon
670 plans
4.0
$30.75/mo avg
Harper
658 plans
4.0
$16.05/mo avg
Haskell
681 plans
4.0
$23.82/mo avg
Hughes
703 plans
4.0
$21.33/mo avg
Jackson
683 plans
4.0
$29.07/mo avg
Jefferson
673 plans
4.0
$33.54/mo avg
Johnston
686 plans
4.0
$23.90/mo avg
Kay
688 plans
4.0
$20.02/mo avg
Kingfisher
698 plans
4.0
$23.50/mo avg
Kiowa
681 plans
4.0
$29.19/mo avg
Latimer
675 plans
4.0
$25.60/mo avg
Le Flore
691 plans
4.0
$17.60/mo avg
Lincoln
720 plans
4.0
$18.77/mo avg
Logan
726 plans
4.0
$17.71/mo avg
Love
680 plans
4.0
$25.41/mo avg
Major
676 plans
4.0
$27.94/mo avg
Marshall
678 plans
4.0
$24.95/mo avg
Mayes
716 plans
4.0
$18.33/mo avg
McClain
718 plans
4.0
$17.63/mo avg
McCurtain
673 plans
4.0
$21.26/mo avg
McIntosh
706 plans
4.0
$19.57/mo avg
Murray
688 plans
4.0
$23.27/mo avg
Muskogee
706 plans
4.0
$22.08/mo avg
Noble
684 plans
4.0
$23.52/mo avg
Nowata
695 plans
4.0
$25.76/mo avg
Okfuskee
712 plans
4.0
$20.34/mo avg
Oklahoma
722 plans
4.0
$18.95/mo avg
Okmulgee
723 plans
4.0
$19.29/mo avg
Osage
712 plans
4.0
$19.75/mo avg
Ottawa
696 plans
4.0
$18.07/mo avg
Pawnee
708 plans
4.0
$19.51/mo avg
Payne
651 plans
4.0
$17.39/mo avg
Pittsburg
702 plans
4.0
$20.10/mo avg
Pontotoc
697 plans
4.0
$18.39/mo avg
Pottawatomie
718 plans
4.0
$18.84/mo avg
Pushmataha
686 plans
4.0
$29.30/mo avg
Roger Mills
667 plans
4.0
$17.96/mo avg
Rogers
713 plans
4.0
$18.89/mo avg
Seminole
711 plans
4.0
$20.21/mo avg
Sequoyah
694 plans
4.0
$17.60/mo avg
Stephens
688 plans
4.0
$27.59/mo avg
Texas
654 plans
4.0
$16.50/mo avg
Tillman
670 plans
4.0
$37.23/mo avg
Tulsa
727 plans
4.0
$18.15/mo avg
Wagoner
717 plans
4.0
$18.57/mo avg
Washington
666 plans
4.0
$31.63/mo avg
Washita
665 plans
4.0
$17.96/mo avg
Woods
668 plans
4.0
$19.07/mo avg
Woodward
664 plans
4.0
$17.91/mo avg

Shopping in Oklahoma

Service areas are county-level, so start with where you live.

  • Open your county to see exactly which plans are sold in your service area, availability changes from one county to the next. All states
  • Prioritise 4★+ plans on quality, then compare total cost rather than premium alone. Star ratings
  • A 5-star plan can be joined almost any time of year through a special enrollment period. Top-rated plans

All figures are from CMS public-use files for the 2026 contract year. Confirm current plan details on Medicare.gov before enrolling.

Frequently Asked Questions

What are the best Medicare Advantage plans in Oklahoma?

Oklahoma has 77 five-star rated Medicare Advantage plans out of 53,137 total plans available. The average star rating across all plans is 4.0 out of 5. Browse by county below to find top-rated plans in your area.

How do Medicare Advantage star ratings work?

CMS rates Medicare Advantage plans on a 1-to-5 star scale based on quality measures including preventive care, chronic disease management, member satisfaction, and customer service. Plans with 4+ stars are considered high quality. In Oklahoma, the average rating is 4.0 stars.

How much do Medicare Advantage plans cost in Oklahoma?

The average monthly premium for Medicare Advantage plans in Oklahoma is $22.22. Premiums vary by county and plan type, many plans offer $0 premiums in exchange for network restrictions. Click a county below to see specific plan costs in your area.

How do I enroll in a Medicare Advantage plan in Oklahoma?

You can enroll during the Annual Election Period (October 15 – December 7) for coverage starting January 1, or during the Medicare Advantage Open Enrollment Period (January 1 – March 31). Visit Medicare.gov, call 1-800-MEDICARE, or contact a licensed Medicare insurance agent in Oklahoma. You must have Medicare Parts A and B to enroll.

What supplemental benefits do Medicare Advantage plans in Oklahoma include?

Many Medicare Advantage plans in Oklahoma include supplemental benefits not covered by Original Medicare, such as dental, vision, hearing, fitness programs, over-the-counter drug allowances, and transportation. Benefits vary by plan, check individual plan details for specific coverage.

Note: PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent before making enrollment decisions. Plan availability and premiums change annually, always verify with Medicare.gov or 1-800-MEDICARE.

Related

Data sourced from the Centers for Medicare & Medicaid Services (CMS). See our methodology for details. Retrieved and formatted by PlainMedicare Editorial