2026 data Public-data reference. official source
CMS 2026 plan data · FIPS 36085
737
Plans Available
5.0
Best Plan Star
—
Avg Premium/mo
—
Lowest Premium
What the CMS Plan Finder Shows for Richmond, NY
Richmond, NY (FIPS 36085): 737 Medicare Advantage contracts available. Highest CMS Star rating: 5.0/5 via INDEPENDENT HEALTH ASSOCIATION, INC.. Plan-type mix: 72 Local PPO, 53 HMO, 12 HMO POS, 1 PFFS, 1 Part D Drug Plan, 1 Regional PPO. Premium range: unreported – unreported/mo (avg unreported). CMS Star ratings + Plan Finder methodology and 2026 MOOP cap →
All Plans in Richmond
| Plan | Insurer | Type | Stars | Premium/mo |
|---|---|---|---|---|
| INDEPENDENT HEALTH ASSOCIATION, INC. (SNP) | Independent Health | HMO | 5.0 | — |
| MMM HEALTHCARE, LLC (SNP) | Medicare y Mucho Mas (MMM) | HMO POS | 5.0 | — |
| MMM HEALTHCARE, LLC (SNP) | Medicare y Mucho Mas (MMM) | HMO POS | 5.0 | — |
| Anthem HP, LLC (SNP) | Anthem Blue Cross and Blue Shield HP | HMO | 5.0 | — |
| CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE CO. (SNP) | UnitedHealthcare | Local PPO | 4.5 | — |
| AETNA HEALTH INC.(GA) (SNP) | Aetna Medicare | HMO | 4.5 | — |
| LOUISIANA HEALTH SERVICE & INDEMNITY COMPANY (SNP) | Blue Cross and Blue Shield of Louisiana | Local PPO | 4.5 | — |
| UNITEDHEALTHCARE INSURANCE COMPANY (SNP) | UnitedHealthcare | Local PPO | 4.5 | — |
| AETNA HEALTH INC. (FL) (SNP) | Aetna Medicare | HMO | 4.5 | — |
| SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. (SNP) | UnitedHealthcare | Local PPO | 4.5 | — |
| BCBS OF MASSACHUSETTS HMO BLUE, INC. (SNP) | Blue Cross Blue Shield of Massachusetts | Local PPO | 4.5 | — |
| CARE IMPROVEMENT PLUS SOUTH CENTRAL INSURANCE CO. (SNP) | UnitedHealthcare | Local PPO | 4.5 | — |
| PRIORITY HEALTH (SNP) | Priority Health Medicare | HMO POS | 4.5 | — |
| INDEPENDENT HEALTH BENEFITS CORPORATION (SNP) | Independent Health | Local PPO | 4.5 | — |
| HEALTHFIRST HEALTH PLAN, INC. (SNP) | Healthfirst Medicare Plan | HMO | 4.5 | — |
| BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA (SNP) | Blue Cross and Blue Shield of North Carolina | Local PPO | 4.5 | — |
| BLUE CROSS & BLUE SHIELD OF RHODE ISLAND (SNP) | Blue Cross & Blue Shield of Rhode Island | Local PPO | 4.5 | — |
| SUMMACARE INC. (SNP) | SummaCare Medicare Advantage Plans | HMO | 4.5 | — |
| AULTCARE HEALTH INSURING CORPORATION (SNP) | PrimeTime Health Plan | HMO POS | 4.5 | — |
| UPMC HEALTH PLAN, INC. (SNP) | UPMC for Life | HMO | 4.5 | — |
| HIGHMARK SENIOR HEALTH COMPANY (SNP) | Highmark Blue Cross Blue Shield or Highmark Blue S | Local PPO | 4.5 | — |
| CAPITAL ADVANTAGE INSURANCE COMPANY (SNP) | Capital Blue Cross | Local PPO | 4.5 | — |
| KEYSTONE HEALTH PLAN CENTRAL, INC. (SNP) | Capital Blue Cross | HMO | 4.5 | — |
| MEDICAL MUTUAL OF OHIO (SNP) | Medical Mutual of Ohio | Local PPO | 4.5 | — |
| HEALTHPARTNERS, INC. (SNP) | HealthPartners | Local PPO | 4.5 | — |
| CDPHP UNIVERSAL BENEFITS, INC. (SNP) | CDPHP Medicare Advantage | Local PPO | 4.5 | — |
| NETWORK HEALTH INSURANCE CORPORATION (SNP) | Network Health Medicare Advantage Plans | Local PPO | 4.5 | — |
| AETNA HEALTH INC. (GA) (SNP) | Aetna Medicare | HMO | 4.5 | — |
| AETNA LIFE INSURANCE COMPANY (SNP) | Aetna Medicare | Local PPO | 4.5 | — |
| AETNA LIFE INSURANCE COMPANY (SNP) | Aetna Medicare | Local PPO | 4.5 | — |
| Highmark Western and Northeastern New York Inc. (SNP) | Highmark Blue Cross Blue Shield or Highmark Blue S | Local PPO | 4.5 | — |
| UPMC HEALTH NETWORK, INC. (SNP) | UPMC for Life | Local PPO | 4.5 | — |
| BCBSM, Inc. (SNP) | Blue Cross and Blue Shield of Minnesota | Local PPO | 4.5 | — |
| BCBS OF MICHIGAN MUTUAL INSURANCE COMPANY (SNP) | Blue Cross Blue Shield of Michigan | Local PPO | 4.5 | — |
| CALIFORNIA PHYSICIANS' SERVICE (SNP) | Blue Shield of California | HMO | 4.0 | — |
| AETNA HEALTH OF OHIO INC. (SNP) | Aetna Medicare | HMO | 4.0 | — |
| HEALTHIER NEW JERSEY INSURANCE COMPANY (SNP) | Braven Health | Local PPO | 4.0 | — |
| PEOPLES HEALTH, INC. (SNP) | Peoples Health | HMO POS | 4.0 | — |
| ALLIANCE HEALTH AND LIFE INSURANCE COMPANY (SNP) | HAP Senior Plus (PPO) | Local PPO | 4.0 | — |
| HEALTH ALLIANCE PLAN OF MICHIGAN (SNP) | HAP Senior Plus | HMO | 4.0 | — |
| COVENTRY HEALTH CARE OF MISSOURI, INC. (SNP) | Aetna Medicare | HMO | 4.0 | — |
| AETNA BETTER HEALTH INC. (GA) (SNP) | Aetna Medicare | HMO | 4.0 | — |
| AETNA HEALTH INC. (NJ) (SNP) | Aetna Medicare | HMO | 4.0 | — |
| ALLINA HEALTH AND AETNA INSURANCE COMPANY (SNP) | Allina Health Aetna Medicare | Local PPO | 4.0 | — |
| HEALTH INSURANCE PLAN OF GREATER NEW YORK (SNP) | EmblemHealth | HMO | 4.0 | — |
| UNITEDHEALTHCARE OF NEW YORK, INC. (SNP) | UnitedHealthcare | HMO POS | 4.0 | — |
| AETNA HEALTH INC. (ME) (SNP) | Aetna Medicare | HMO | 4.0 | — |
| QCC INSURANCE COMPANY (SNP) | Independence Blue Cross | Local PPO | 4.0 | — |
| AETNA HEALTH INC. (PA) (SNP) | Aetna Medicare | HMO | 4.0 | — |
| ANTHEM INSURANCE COMPANIES, INC. (SNP) | Anthem Blue Cross and Blue Shield | Local PPO | 4.0 | — |
| HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. (SNP) | Cigna HealthCare | HMO | 4.0 | — |
| AETNA HEALTH INC. (TX) (SNP) | Aetna Medicare | HMO | 4.0 | — |
| PRIORITY HEALTH (SNP) | Priority Health Medicare | Local PPO | 4.0 | — |
| ALIGNMENT HEALTH PLAN (SNP) | Alignment Health Plan | Local PPO | 4.0 | — |
| MARTIN'S POINT GENERATIONS ADVANTAGE, INC. (SNP) | Martin's Point Generations Advantage | HMO POS | 4.0 | — |
| AETNA HEALTH OF IOWA INC. (SNP) | Aetna Medicare | HMO | 4.0 | — |
| HMO LOUISIANA, INC. (SNP) | Blue Cross and Blue Shield of Louisiana | HMO | 4.0 | — |
| MEDICAL MUTUAL OF OHIO (SNP) | Medical Mutual of Ohio | HMO | 4.0 | — |
| HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. (SNP) | Cigna HealthCare | Local PPO | 4.0 | — |
| BLUECROSS BLUESHIELD OF TENNESSEE, INC. (SNP) | BlueCross BlueShield of Tennessee | Local PPO | 4.0 | — |
| BLUECROSS AND BLUESHIELD OF SOUTH CAROLINA (SNP) | Blue Cross Blue Shield of South Carolina | Local PPO | 4.0 | — |
| HIGHMARK BCBSD INC. (SNP) | Highmark Blue Cross Blue Shield | Local PPO | 4.0 | — |
| AETNA BETTER HEALTH OF KANSAS INC. (SNP) | Aetna Medicare | HMO | 4.0 | — |
| FALLON COMMUNITY HEALTH PLAN (SNP) | Fallon Health | HMO | 4.0 | — |
| BLUE CROSS AND BLUE SHIELD OF ALABAMA (SNP) | Blue Cross and Blue Shield of Alabama | Local PPO | 3.5 | — |
| HEALTH CARE SERVICE CORPORATION (SNP) | Blue Cross and Blue Shield of Montana | Local PPO | 3.5 | — |
| METROPLUS HEALTH PLAN, INC. (SNP) | MetroPlus Health Plan | HMO | 3.5 | — |
| REGENCE BLUESHIELD OF IDAHO, INC. (SNP) | Regence BlueShield of Idaho | Local PPO | 3.5 | — |
| MARTIN'S POINT GENERATIONS ADVANTAGE, INC. (SNP) | Martin's Point Generations Advantage | Local PPO | 3.5 | — |
| ANTHEM INSURANCE COMPANIES, INC. (SNP) | Anthem Blue Cross and Blue Shield | Local PPO | 3.5 | — |
| COVENTRY HEALTH AND LIFE INSURANCE COMPANY (SNP) | Aetna Medicare | Local PPO | 3.5 | — |
| COVENTRY HEALTH CARE OF WEST VIRGINIA, INC. (SNP) | Aetna Medicare | HMO | 3.5 | — |
| VILLAGE SENIOR SERVICES CORPORATION (SNP) | VillageCareMAX | HMO | 3.5 | — |
| AETNA HEALTH AND LIFE INSURANCE COMPANY (SNP) | Aetna Medicare | Local PPO | 3.5 | — |
| EXCELLUS HEALTH PLAN, INC. (SNP) | Excellus Health Plan, Inc | Local PPO | 3.5 | — |
| ELDERPLAN, INC. (SNP) | Elderplan | HMO POS | 3.5 | — |
| UNITEDHEALTHCARE OF NEW YORK, INC. (SNP) | UnitedHealthcare | HMO POS | 3.5 | — |
| THE HEALTH PLAN OF WEST VIRGINIA, INC. (SNP) | The Health Plan | HMO | 3.5 | — |
| HAWAII MEDICAL SERVICE ASSOCIATION (SNP) | HMSA Akamai Advantage | Local PPO | 3.5 | — |
| TRIPLE S ADVANTAGE, INC. (SNP) | Triple-S Advantage | Local PPO | 3.5 | — |
| USABLE MUTUAL INSURANCE COMPANY (SNP) | Arkansas Blue Medicare | PFFS | 3.5 | — |
| REGENCE BLUECROSS BLUESHIELD OF UTAH (SNP) | Regence BlueCross BlueShield of Utah | Local PPO | 3.5 | — |
| ANTHEM INSURANCE COMPANIES, INC. (SNP) | Anthem Blue Cross and Blue Shield | Local PPO | 3.5 | — |
| CALIFORNIA PHYSICIANS' SERVICE (SNP) | Blue Shield of California | Local PPO | 3.5 | — |
| HIGHMARK SENIOR SOLUTIONS COMPANY (SNP) | Highmark Blue Cross Blue Shield | Local PPO | 3.5 | — |
| BLUE CROSS AND BLUE SHIELD OF FLORIDA, INC. (SNP) | Florida Blue | Local PPO | 3.5 | — |
| VNS CHOICE (SNP) | VNS Health Medicare | HMO | 3.5 | — |
| AETNA HEALTH INC. (CT) (SNP) | Aetna Medicare | HMO | 3.5 | — |
| WELLMARK ADVANTAGE HEALTH PLAN, INC. (SNP) | Wellmark Advantage Health Plan | Local PPO | 3.5 | — |
| HEALTHFIRST HEALTH PLAN, INC. (SNP) | Healthfirst Medicare Plan | HMO | 3.5 | — |
| Group Retiree Health Solutions, Inc. (SNP) | Blue Medicare Advantage | Local PPO | 3.5 | — |
| NEXTBLUE OF NORTH DAKOTA INSURANCE COMPANY (SNP) | NextBlue of North Dakota | Local PPO | 3.5 | — |
| VERMONT BLUE ADVANTAGE, INC. (SNP) | Vermont Blue Advantage | Local PPO | 3.5 | — |
| BLUECROSS BLUESHIELD KANSAS SOLUTIONS, INC. (SNP) | Blue Cross and Blue Shield of Kansas | Local PPO | 3.5 | — |
| AETNA HEALTH INC. (PA) (SNP) | Aetna Medicare | HMO | 3.5 | — |
| COVENTRY HEALTH CARE OF ILLINOIS, INC. (SNP) | Aetna Medicare | Local PPO | 3.5 | — |
| CAREFIRST ADVANTAGE PPO, INC. (SNP) | CareFirst BlueCross BlueShield Medicare Advantage | Local PPO | 3.5 | — |
| ANTHEM HP, LLC. (SNP) | Anthem Blue Cross and Blue Shield HP | HMO POS | 3.5 | — |
| THP INSURANCE COMPANY (SNP) | The Health Plan | Local PPO | 3.5 | — |
| AETNA HEALTH OF UTAH INC. (SNP) | Aetna Medicare | HMO | 3.5 | — |
| MEDICA HEALTH PLANS (SNP) | Medica | Local PPO | 3.5 | — |
| MVP HEALTH PLAN, INC. (SNP) | MVP HEALTH CARE | Local PPO | 3.5 | — |
| HAMASPIK, INC. (SNP) | Hamaspik, Inc. | HMO | 3.0 | — |
| AETNA HEALTH OF CALIFORNIA INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| HCSC INSURANCE SERVICES COMPANY (SNP) | Blue Cross and Blue Shield of NM, TX | Local PPO | 3.0 | — |
| AETNA BETTER HEALTH OF MICHIGAN INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| AETNA HEALTH OF MICHIGAN INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| AETNA HEALTH INC. (NY) (SNP) | Aetna Medicare | HMO | 3.0 | — |
| HUMANA HEALTH COMPANY OF NEW YORK, INC. (SNP) | Humana | HMO | 3.0 | — |
| AETNA BETTER HEALTH OF WASHINGTON, INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| REGENCE BLUECROSS BLUESHIELD OF OREGON (SNP) | Regence BlueCross BlueShield of Oregon | Local PPO | 3.0 | — |
| AETNA HEALTH INC. (LA) (SNP) | Aetna Medicare | HMO | 3.0 | — |
| AETNA HEALTH INC. (PA) (SNP) | Aetna Medicare | HMO | 3.0 | — |
| COVENTRY HEALTH CARE OF NEBRASKA, INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| AETNA BETTER HEALTH OF OKLAHOMA INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| NEW YORK QUALITY HEALTHCARE CORPORATION (SNP) | Wellcare | HMO | 3.0 | — |
| AETNA BETTER HEALTH OF CALIFORNIA INC. (SNP) | Aetna Medicare | HMO | 3.0 | — |
| REGENCE BLUESHIELD (SNP) | Regence BlueShield | Local PPO | 3.0 | — |
| NEW YORK QUALITY HEALTHCARE CORPORATION (SNP) | Wellcare By Fidelis Care | HMO POS | 3.0 | — |
| HUMANA INSURANCE COMPANY OF NEW YORK (SNP) | Humana | Local PPO | 3.0 | — |
| HEALTH INSURANCE PLAN OF GREATER NEW YORK (SNP) | EmblemHealth | HMO | 3.0 | — |
| HEALTHSPRING LIFE & HEALTH INSURANCE COMPANY, INC. (SNP) | Cigna HealthCare | Local PPO | 3.0 | — |
| SAPPHIRE EDGE, INC. (SNP) | Blue Cross and Blue Shield of Nebraska | Local PPO | 3.0 | — |
| HEALTH NEW ENGLAND, INC. (SNP) | Health New England Medicare Advantage Plans | HMO POS | 3.0 | — |
| HEALTH CARE SERVICE CORPORATION (SNP) | Blue Cross and Blue Shield of IL, NM, OK, TX | Local PPO | 3.0 | — |
| FIRST HEALTH LIFE & HEALTH INSURANCE COMPANY (SNP) | Aetna Medicare | Local PPO | 3.0 | — |
| HEALTHFIRST INSURANCE COMPANY, INC. (SNP) | Healthfirst Medicare Plan | Local PPO | 3.0 | — |
| HEALTH NEW ENGLAND, INC. (SNP) | Health New England Medicare Advantage Plans | Local PPO | 2.5 | — |
| PSERS HOP PROGRAM (SNP) | Pennsylvania Public School Employees Retirement Sy | Part D Drug Plan | N/R | — |
| COVENTRY HEALTH CARE OF ILLINOIS, INC. (SNP) | Aetna Medicare | HMO | N/R | — |
| Plan 001 | Local PPO | N/R | — | |
| Plan 001 | Local PPO | N/R | — | |
| EMBLEMHEALTH PLAN, INC. (SNP) | EmblemHealth | Local PPO | N/R | — |
| NETWORK HEALTH INSURANCE CORPORATION (SNP) | Network Health Medicare Advantage Plans | HMO | N/R | — |
| SENIOR WHOLE HEALTH OF NEW YORK, INC. (SNP) | Senior Whole Health of New York | HMO | N/R | — |
| FENYX HEALTH INSURANCE COMPANY (SNP) | Fenyx Health | Regional PPO | N/R | — |
| HEALTHPARTNERS INSURANCE COMPANY (SNP) | HealthPartners | Local PPO | N/R | — |
| ELDERSERVE HEALTH, INC. (SNP) | RiverSpring Health Plans | HMO | N/R | — |
| LONGEVITY HEALTH PLAN OF NEW YORK, INC. (SNP) | Longevity Health Plan | HMO | N/R | — |
| WYOBLUE ADVANTAGE INC (SNP) | WyoBlue Advantage | Local PPO | N/R | — |
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Frequently Asked Questions
How many Medicare Advantage plans are available in Richmond, NY?
There are 737 Medicare Advantage plans available in Richmond, NY for the 2026 plan year, including 72 Local PPO, 53 HMO, 12 HMO POS, 1 PFFS, 1 Part D Drug Plan, 1 Regional PPO. Plan availability is determined by CMS and individual insurers.
What is the best-rated Medicare Advantage plan in Richmond?
The highest-rated plan in Richmond has a CMS star rating of 5.0 out of 5 — INDEPENDENT HEALTH ASSOCIATION, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.
How much do Medicare Advantage plans cost in Richmond?
The average monthly premium in Richmond is N/A, with premiums ranging from N/A to N/A/month.
What types of Medicare Advantage plans are offered in Richmond?
Richmond has 72 Local PPO, 53 HMO, 12 HMO POS, 1 PFFS, 1 Part D Drug Plan, 1 Regional PPO. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.
Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Read our methodology — how this data is sourced, computed, and verified.
Related
Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by Kiznis Studio Editorial
